Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

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Car Care Month | Personal Auto Insurance Product Highlight

Published on October 23, 2017

It’s National Car Care Month and we at Abram Interstate want to wish you and your Insurance Customers the happiest of driving situations. Whether your customers need Insurance for the couple miles they drive everyday or if they’re weekend road-trippers, whether they’d fit best in preferred and standard policies or non-standard policies more »

They Don’t Even Know How Badly They Need This | Personal Umbrella Insurance Product Highlight

Published on October 9, 2017

Umbrella Insurance policies can often seem like an unnecessary add-on to your Insurance Customers. But that’s only if they don’t understand exactly what these umbrella policies do and the coverage they provide. Here’s a helpful video to easily and succinctly explain the benefits and practical ways that Umbrella Insurance could help more »

Fall Insurance Risks – Special Events & Vendor Product Highlight

Published on September 11, 2017

Pumpkin spice lattes are back in stores. Kids are back in school. And even if the heat’s still here, it’s time to prepare for fall. When it comes to fall in the insurance world, there are a lot of seasonal risks to be on the lookout for. And we’ve got the markets for you to Insure them! Fall Insurance Risks To Write Now: Weddings more »

When cleaning goes wrong | Janitorial Services Insurance Highlight

Published on September 7, 2017

Any time a business is going into other people’s spaces, you have inherently more risk involved. For janitorial services, they have exposures like any business owner that they need covered by insurance — General Liability, coverage for their equipment, etc. But then they operate not on their own property, but in other peoples homes, offices, and more »

What does “Contractor” mean? | Product Highlight: Contractor’s Insurance

Published on July 25, 2017

When we hear the term, “contractor,” most often we think of construction work of some sort. The reality is, though, that the types of contractors that exist are far and wide. A “contractor” may install the HVAC units in your new office building, they may clean your home, or they may be doing the interior design at your cabin more »

Where to Place a Canceled Home? | Hard To Place Homeowners Insurance

Published on April 25, 2017

If you’re an Insurance Agent in the Personal Lines Insurance business, you’ve probably dealt with the customer who had their Homeowners policy canceled and both of you may not know where to turn next. For You: We have great wholesale Homeowners Insurance products that you can offer to your customer, including some of those hard to place homes with more »

California the Lawsuit State | Personal Umbrella Insurance Product Highlight

Published on February 28, 2017

Did you know…? Last year there were 835,215 civil lawsuit cases filed in California. Of those, only about 1/5 of the cases were for small enough amounts to be considered “small claims” cases. California is among the 10 most litigious states in the U.S. according to the Foundation for Fair Civil Justice (FFCJ) The high litigation more »

“What Brush?” | Helping Your Customer Understand Homeowners Insurance

Published on January 10, 2017

California residents that are buying or own property near brush or in wild fire zones may find it difficult to get homeowners insurance. Californians living in high fire areas are especially aware of the risk if their homes are close to brush. You can help. While most insurance carriers won’t insure your customer’s property if they’re within more »

What do Vacant Property Insurance Policies Cover? | Product Highlight

Published on December 27, 2016

Houses can be vacant for a number of reasons. An owner could’ve moved out but not sold the home yet. The house could be under renovation. Maybe the owners decided to go to Paris for six months like they’ve always talked about doing. Whatever the case for the vacancy, Homeowners or Commercial Property Insurance policies don’t extend to vacant more »

Who Needs Dwelling Fire Insurance – Know Your Prospects

Published on December 13, 2016

Part of your job as an Insurance Agent is marketing your company and your products. And part of marketing is knowing who needs your product. Your average customer may not know about Dwelling Fire Insurance, what it is, or if that’s what they need. Once they come to you, you can help them sort that part out. (If you need help on that, see links more »

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