Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

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California Orchards Produce More Than Rest of U.S. | Agribusiness Insurance Product Highlight

Published on May 14, 2018

Did you know…? California accounts for 65% of the U.S. non-citrus fruit and nut production, and 30% of the citrus production. California is the number one exporter of agricultural commodities in the U.S. AND over 90% of the U.S. tree nut production is harvested from Golden State orchards. With orchards being such a large part of California’s more »

Average Wedding Costs Continue to Rise | Wedding Insurance Product Highlight

Published on May 7, 2018

The average cost of a U.S. wedding is between $29K-$31K. And in California cities in the bay area are even higher, according to weddingstats.org: In terms of wedding budgets, a wedding insurance policy’s premium is a minuscule price to pay for peace of mind and coverage for if things go wrong in a number of ways. Sometimes plans change: Weddings more »

What to Know When Insuring High Value Homes | PL Product Highlight

Published on April 30, 2018

High Value Homeowner’s Insurance policies have more components than a typical personal lines homeowner insurance policy, which can explain why some of you (Insurance Agents) may be unsure about how or where to place these risks. It’s not just the expensive residences themselves that have more intricacies, custom finishes, specific materials and more »

Swimming Pool Contractors & Companies Experience Growth, Need Insurance | Commercial Insurance Product Highlight

Published on April 23, 2018

Submit Swimming Pool Companies Insurance Risks Now! Submission Requirements: Submit your completed forms to apps@abraminterstate.com ACORD 125 – Commercial Insurance Application ACORD 126 – General Liability ACORD 140 – Property Swimming Pool Supplemental Pool season has officially begun! In California we’re at the season when people more »

Who Needs Dwelling Fire Insurance? Help your Customers Understand

Published on April 17, 2018

Your average Insurance customer may not know about Dwelling Fire Insurance, what it is, or if that’s what they need. Once they come to you, you can help them sort that part out. But to get them in the door, help them understand exactly who Dwelling Fire Insurance is for with these easy bullet points. Dwelling Fire Insurance Policies are for: People more »

3 Reasons Lessor’s Risk Insurance Is Necessary for Real Estate Owners | LRO Insurance Product Highlight

Published on April 9, 2018

Being a property owner can be a lucrative investment — especially in California. With population increase on the rise in our beautiful state, real estate is becoming a better and better bet (with caution and wisdom of course). However, when you get into real estate investment property, you open yourself up to a load of liability, especially in more »

CA Hotel/Motel Industry Experiencing Steady Increase | Commercial Insurance Product Highlight

Published on April 2, 2018

It’s no secret that California is a vacation destination for millions, even for us who live here! Of the 268 million tourists that vacationed in California in 2017, about 75% of those were Californians (18% were Americans from other states, and 7% were international travelers). But even with that being the case, revenue is revenue, and so many more »

Moving Season Means Vacant Homes Insurance Season | PL Product Highlight

Published on March 26, 2018

Did you know the most common time during which people move in the U.S. is May-September?  According to Move Matcher’s website, this is due to a number of reasons: “Primarily, it is popular to move in the summer so that children do not have to leave school during the academic year. Additionally, in colder climates people prefer to move more »

Lawn Care & Tree Trimmers for Spring | Commercial Insurance Product Highlight

Published on March 21, 2018

As of Tuesday, it is now officially Spring! That means Easter is around the corner, things are starting to turn green, and yard work/landscaping is getting put on many people’s to-do lists. And many of those people hire someone to come and do their lawn care, tree trimming, and other landscaping and yard maintenance for them. In fact, California more »

Horses, History, & How You Can Insure Their Owners | Equine Insurance Product Highlight

Published on February 20, 2018

California has the 2nd highest number of horses in the country. Think about it, if you grew up in California or if you have lived here long, chances are you have either owned or ridden a horse yourself. If you haven’t, you know someone who has. It’s one of those California perks of life — our easy access to such large, majestic creatures. The more »

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