Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

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Christmas Tree Lots Are Popping Up! | Insurance Product Highlight

Published on November 13, 2017

It’s almost the “most wonderful time of the year,” and Christmas decor is already popping up in stores. Soon Christmas tree lots will be dotting the scene and you and your family will be heading with hundreds of others to pick out your perfect Christmas tree. But on a Christmas tree lot, as with anywhere, things can go wrong. Which is why they more »

Who Needs Lessor’s Risk Insurance and why? | LRO Insurance Product Highlight

Published on November 6, 2017

Being a property owner can be a lucrative investment — especially in California. With population increase on the rise in our beautiful state, real estate is becoming a better and better bet (with caution and wisdom of course). However, when you get into real estate investment property, you open yourself up to a load of liability, especially in more »

The question on everyone’s mind: Is my home properly insured? | Wholesale Homeowners Insurance Product Highlight

Published on October 30, 2017

For most people, their home is the biggest purchase they’re ever going to make.  With the recent fires causing such destruction, it has us all thinking about how important our homes are. For most of us, it’s more than “just a house” — it’s the place where life unfolds. That’s why insuring it with the proper more »

Take me to Church | Houses of Worship Insurance Product Highlight

Published on October 3, 2017

There’s a lot that happens behind the scenes to make a church run smoothly. In many ways, running a church is similar to running a small business. Especially if the church is small, one pastor is often responsible for a huge variety of items — everything from sermon preparation to to visiting the sick to meeting with congregation members to managing more »

When cleaning goes wrong | Janitorial Services Insurance Highlight

Published on September 7, 2017

Any time a business is going into other people’s spaces, you have inherently more risk involved. For janitorial services, they have exposures like any business owner that they need covered by insurance — General Liability, coverage for their equipment, etc. But then they operate not on their own property, but in other peoples homes, offices, and more »

How to Tell Your Company Story Part 2 – 3 Ways to Tell It Well | Business Tips for Insurance Agents

Published on August 24, 2017

How well do you tell your company story? You should be telling your story in every way you can. Be it at the bar, at a networking event, as you prospect for new insurance customers, on your website, and in your advertising. Whether you’re aware of it or not, you’re already giving some version of your story in those places, but let’s more »

Booze and Beauty – New Trends in Beauty Barber Nail | Insurance Product Highlight

Published on August 22, 2017

Liquor Liability for a salon? You bet. As of January 1 of this year, new laws have come into effect which allow nail salons, beauty salons, and barber shops to serve their customers complimentary alcoholic drinks. According to news agency, KTLA, the bill, signed by Gov. Jerry Brown, allows these establishments to serve “up to 12 ounces of beer more »

You Insure Wineries, Everybody Wins | Vineyard & Winery Insurance Product Highlight

Published on August 15, 2017

Wine aficionados can tell you about the notes, the tones, the “melodies” and the “hints,” when it comes to describing a particular wine. They can also tell you where the best wines come from — from Italy, France, Spain, and, of course from California. While American culture tends to idealize products from other places, more »

2 Tips to Getting More (Important Things) Done in Your Day | Business Tips for Insurance Agents

Published on August 10, 2017

What time is it as you read this? How much have you gotten done so far today? Do you often find yourself wondering how the day got away from you again? Or how you were “productive” or busy all day, but you made little progress on that one project, that one thing that is big and important and needs to be done — still? Productivity more »

Home Sales Still Rising | Homeowners Insurance Product Highlight

Published on August 8, 2017

Did you know…? There are projected to be nearly 1/2 million house resales in CA in 2017? (Source) That’s an 8% increase in resales over last year The Median house price on CA Resales is projected to be $525,000 Even though the millenial generation is buying homes at an older age than previous generations, we’re still seeing a growth more »

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