Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

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Protecting California From Itself | Personal Umbrella Insurance Product Highlight

Published on February 6, 2018

Did you know…? Last year there were 712,299 civil lawsuit cases filed in California. Of those, only 4.5% of the cases were for small enough amounts to be considered “small claims” cases for reparations of $10,000 or less. Over 200,000 of those cases were seeking more than $25,000. California is among the 10 most litigious states in more »

Booze and Beauty – New Trends in Beauty Barber Nail | Insurance Product Highlight

Published on January 30, 2018

Liquor Liability for a salon? You bet. As of 2017, new laws have come into effect which allow nail salons, beauty salons, and barber shops to serve their customers complimentary alcoholic drinks. According to news agency, KTLA, the bill, signed by Gov. Jerry Brown, allows these establishments to serve “up to 12 ounces of beer or six ounces of more »

How Lessor’s Risk Insurance Covers Commercial Property Owners | Wholesale LRO Insurance Product Highlight

Published on December 18, 2017

It’s no secret that owning property in California is more expensive than most other states or areas. Owning commercial real estate is both a great feat, and a great investment. It’s a growing market to get into and your customers with commercial property are on a profitable road, to be sure. According to Statista, The Statistics Portal, The more »

The question on everyone’s mind: Is my home properly insured? | Wholesale Homeowners Insurance Product Highlight

Published on December 12, 2017

For most people, their home is the biggest purchase they’re ever going to make.  With the recent fires causing such destruction, it has us all thinking about how important our homes are. For most of us, it’s more than “just a house” — it’s the place where life unfolds. That’s why insuring it with the proper more »

Hot Products – Commercial Lines Insurance

Published on December 5, 2017

Don’t miss these Hot Commercial Lines Insurance  Products this Winter! Abram Interstate has new and old markets to meet your CL needs this holiday season! Remodel Contractors Concrete Contractors Pest Control/ Exterminators Tree Trimmers Janitorial Businesses and more! Fill out your ACORD 125, 126, & 140 forms HERE now and more »

Christmas Tree Lots Are Popping Up! | Insurance Product Highlight

Published on November 13, 2017

It’s almost the “most wonderful time of the year,” and Christmas decor is already popping up in stores. Soon Christmas tree lots will be dotting the scene and you and your family will be heading with hundreds of others to pick out your perfect Christmas tree. But on a Christmas tree lot, as with anywhere, things can go wrong. Which is why they more »

Who Needs Lessor’s Risk Insurance and why? | LRO Insurance Product Highlight

Published on November 6, 2017

Being a property owner can be a lucrative investment — especially in California. With population increase on the rise in our beautiful state, real estate is becoming a better and better bet (with caution and wisdom of course). However, when you get into real estate investment property, you open yourself up to a load of liability, especially in more »

Take me to Church | Houses of Worship Insurance Product Highlight

Published on October 3, 2017

There’s a lot that happens behind the scenes to make a church run smoothly. In many ways, running a church is similar to running a small business. Especially if the church is small, one pastor is often responsible for a huge variety of items — everything from sermon preparation to to visiting the sick to meeting with congregation members to managing more »

When cleaning goes wrong | Janitorial Services Insurance Highlight

Published on September 7, 2017

Any time a business is going into other people’s spaces, you have inherently more risk involved. For janitorial services, they have exposures like any business owner that they need covered by insurance — General Liability, coverage for their equipment, etc. But then they operate not on their own property, but in other peoples homes, offices, and more »

How to Tell Your Company Story Part 2 – 3 Ways to Tell It Well | Business Tips for Insurance Agents

Published on August 24, 2017

How well do you tell your company story? You should be telling your story in every way you can. Be it at the bar, at a networking event, as you prospect for new insurance customers, on your website, and in your advertising. Whether you’re aware of it or not, you’re already giving some version of your story in those places, but let’s more »

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