Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

Who cleans your office? Get them & others the Janitorial Insurance they need

Published on August 26, 2014

I was recently staying with a good friend of mine in Italy. Her parents own a small janitorial business cleaning office buildings in Florence, Italy. Anna, my friend’s mother, makes the best tiramisu in the world. Roberto, her father, is a very talented painter and large canvases that he has made into masterpieces decorate their living room. But from the early hours of the morning until late until the evening, they both are dedicated, hard-working people who make sure that their clients’ work spaces and office buildings are kept in immaculate order.

Though they live in Italy, there are many folks just like them here in California, and for those people, we have the protection they need to do the job well. We have some great markets for wholesale janitorial insurance.  And we believe you can be the agent who gets some great, talented, kind folks like Anna and Roberto the coverage they need so that they have one less thing to worry about.

 janitorial-services-denver

Janitorial

Underwriting Highlights

  • Up to 30 employees
  • No more than 2 General Liability losses or claims (excluding closed without payment) incurred in the past 3 years
  • Operations performed at Residential, Mercantile, and Office locations only
  • Please provide sales, payroll and number of employees

Product and Coverage Features

  • Commercial general liability, property and inland marine
  • Broad optional coverages vital to janitorial service are available:
  • Coverage available for:
    • Contractor’s equipment floater
    • Rental reimbursement for damaged equipment
    • Lost key coverage
    • Property damage extension

 Coverage available for:

  • Independent contractors (up to 25% of total receipts)
  • Blanket additional insured available for commercial
  • janitorial contractors
  • All the above coverages under one policy
  • No liability deductible
  • Can consider floor waxing exposures up to 50% of total operations

Coverages
Package: Property & General Liability
General Liability ONLY

Deductible
$500
$1,000
$2,500
Higher Deductibles Available

Optional Coverages

  • Contractor’s equipment floater:
    • $10,000 blanket limit
    • $2,500 any one item
    • $500 deductible
  • Rental reimbursement:
    • $250 per day
    • $5,000 any one loss
  • Lost Key:
    • $25,000 Limit
  • Property damage extension:
    • $5,000 each occurrence
    • $25,000 aggregate
  •  Independent contractors (same as CGL)
  • Commercial umbrella up to $5,000,000
  • Employee theft of customer’s property coverage
    • Up to $100,000 limit

 

Applications
Click here to submit a one-page quick-quote application or get a quote over the phone: 888-845-1626

 

Abram Interstate Insurance Services, Inc. is a California wholesale insurance broker (CMGA) that has licensing and expertise to place business in both admitted and non-admitted markets for personal lines insurance and commercial lines insurance in California and surrounding areas. 

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