Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

Apartments – Admitted

Underwriting Summary

  • Apartments that are more than 6 stories must be sprinklered not to exceed 7 stories.
  • Smoke detectors in all units.
  • Minimum occupancy rate of 80%.
  • Mercantile exposures cannot exceed 25% of the total building area.
  • Pools must be fenced and equipped with a self-closing, self-locking gate life-saving ring and shepherds hook.

Applications
Click here to submit a one-page quick-quote application

Coverages
Package: Property and General Liability

Deductible
$500
$1,000
$2,500
Higher Deductibles Available

Optional Coverages

  • Building owners endorsement is available.
  • Blanket limits building and business personal property coverage is available
  • Business income and extra expense
  • Basic/ Broad/ Special Form
  • Replacement cost or ACV
  • Building
  • Contents
  • Signs
  • Crime