How do I get a Broker Agreement with Abram Interstate?
	See our Agent/Broker Agreement web page.
How do I get started writing with Abram Interstate?
	See our Getting Started Guide.
What are your financing/billing options?
	1.  100% of premium plus any fees.
	2.  Pay by Fax with a Check.
	3.  Pay by Phone with a Check.
	4.  Premium finance through our premium finance affiliate (25% down, 4 installments or 9      installments).
	5. Premium finance done in your office with your affiliate.
	6. Credit Card (with a $30 credit card processing fee).
	7. Direct-bill is available on all your personal lines policies, both new and renewal.
What is needed to bind coverage?
	We will accept faxed requests to bind, however, they must contain:
	1.  Copy of application and quotation. 2.  Copy of check. 3.  Written request to bind.
If this is an escrow closing, we will bind upon request, but need:
	1.  Written request to bind. 2.  Copy of application and quotation, if available. 3.  We will pend for money for 20 days.
Do we write seasonal homes?
	Yes, but only using the DP1 or DP3 policy forms.
Do we write vacant dwellings and buildings?
	Yes, both personal and commercial.
Do we write COC & Builder's Risk?
	Yes, both personal and commercial.
What applications are required for personal & commercial lines?
	It depends. Most products can be written on an ACORD application. There are some company specific applications required. Please check with an Account Manager for further clarification. Many of these forms can be downloaded from our website on the FORMS PAGE.
How long does it take to obtain a quotation?
	For personal lines, 24 hours or less. Commercial lines may take longer, depending on the complexity of the risk.
Do we have Online Rating?
	Yes, we offer online rating for Home Based Business, Personal Umbrella, Excess Personal Umbrella, CPL and Excess CPL and several commercial products.
How do I get a login and password to use Online Rating?
	You can create your own login and password. Click on the product link and you will see a link to create a new account today. Click here to go to our Rating Programs page.
What companies do you represent?
	Golden Eagle Great American Insurance Company Markel America Insurance Company Markel Insurance Company Mount Vernon Safeco Insurance Company	Travelers Insurance Company TOPA Insurance Company Underwriting at Lloyd’s of London United States Liability Insurance Group U.S. Risk Account Managers Inc. FIC - Unitrin Specialty
Can Agents Zap Applications from FSC?
	Yes, both Home and Dwelling Fire Applications for Abram's Topa and Abram's Lloyds can use ZapApp for FSC. We will need to get your ADR number (American Driving Record Account Number) to authorize you to ZapApp. If you do not have a number, give us a call and we will get you signed up to ZapApp.
What States are you currently writing in?
	Agri-business: California, Arizona, Nevada, Montana, Oregon and Colorado. Commercial Lines: California, Arizona, and Nevada. Personal Auto: California only. Personal Lines Property: California and Arizona.