How do I get a Broker Agreement with Abram Interstate?
	See our Agent/Broker Agreement web page.
How do I get started writing with Abram Interstate?
	See our Getting Started Guide.
What are your financing/billing options?
	1.  100% of premium plus any fees.
	2.  Pay by Fax with a Check.
	3.  Pay by Phone with a Check.
	4.  Premium finance through our premium finance affiliate (20% down, 4 installments or 9      installments).
	5. Premium finance done in your office with your affiliate.
	6. Credit Card (with a credit card processing fee).
	7. Direct-bill is available on all your personal lines policies, both new and renewal.
What is needed to bind coverage?
	We will accept faxed requests to bind, however, they must contain:
	1.  Copy of application and quotation. 2.  Copy of check. 3.  Written request to bind.
If this is an escrow closing, we will bind upon request, but need:
	1.  Written request to bind. 2.  Copy of application and quotation, if available. 3.  We will pend for money for 20 days.
Do we write seasonal homes?
	Yes, but only using the DP1 or DP3 policy forms.
Do we write vacant dwellings and buildings?
	Yes, both personal and commercial.
Do we write COC & Builder's Risk?
	Yes, both personal and commercial.
What applications are required for personal & commercial lines?
	It depends. Most products can be written on an ACORD application. There are some company specific applications required. Please check with an underwriter for further clarification. Many of these forms can be downloaded from our website on the FORMS PAGE.
How long does it take to obtain a quotation?
	For personal lines, 24 hours or less. Commercial lines may take longer, depending on the complexity of the risk.
Do we have Online Rating?
	Yes, we have our Personal Lines Underwriting Engine (P.U.R.E.).
How do I get a password to use P.U.R.E. your Website On-line Rating Engine?
	Call or E-mail Meagan Ramirez, meaganr@abraminterstate.com, with your choice of password and instruction to become activated to rate and issue quotes.
What companies do you use?
	Century Surety Fidelity National P&C Insurance GeoVera Insurance Company Great American Insurance Company ICAT Lexington Insurance Company Markel America Insurance Company Safeco Insurance Company	Markel Insurance Company North American Specialty Pacific Select Insurance Company St. Paul/Travelers Insurance Company TOPA Insurance Company Underwriting at Lloyd’s of London U.S. Risk Underwriters Inc. FIC - Unitrin Specialty
Can Agents Zap Applications from FSC?
	Yes, both Home and Dwelling Fire Applications for Abram's Topa and Abram's Lloyds can use ZapApp for FSC. We will need to get your ADR number (American Driving Record Account Number) to authorize you to ZapApp. If you do not have a number, give us a call and we will get you signed up to ZapApp.
What States are you currently writing in?
	Agri-business: California, Arizona, Nevada, Montana, Oregon and Colorado. Commercial Lines: California, Arizona, and Nevada. Personal Auto: California only. Personal Lines Property: California and Arizona.