Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

Fashion You’ll Like | Retail Clothing Store Insurance Highlight

Published on June 7, 2016

photo credit: via photopin (license)

photo credit: via photopin (license)

Mark Twain once said, “Clothes make the man.” It’s one of our four basic needs: Water, Food, Clothing, Shelter.

And among all the states, California has the highest concentration of fashion designers. The last time the U.S. Bureau of labor statistics reported on the topic in 2011, New York state was second, and the rest of the nation was far behind.

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This isn’t surprising — with our state’s high concentration of talent centers like Hollywood and Silicon valley, we raise and draw in many powerhouse creatives from many industries.

It’s also no wonder, then, that we have so many retail clothing stores, many of which are not the large corporate chains that may come to mind first.

In fact, the last report from the U.S. Bureau of Labor Statistics shows that the highest average number of employees for any retail clothing store was 21 (for family clothing stores), and that the average number of employees for women’s clothing stores (where the majority of clothing industry money is spent) is only 11 per store.

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These small stores make sense when you consider that, while California has many small towns without even a Target store, almost every town has at least one or more boutiques or small clothing store businesses. And the larger cities where the chains are abundant also have these small, often locally-owned, retail clothing store businesses.

As someone who understands small businesses, you can be a huge asset to these retail clothing store owners as their insurance agent by helping them secure the appropriate coverage for their business needs. At Abram Interstate, we have the wholesale retail clothing store insurance you need. See our underwriting guidelines below.

Retail Clothing Store Insurance

  • Import operations OK
  • Admitted and non-admitted carrier availability
  • Available as a BOP and Package

Submit your Retail Clothing Store risk HERE now!


Abram Interstate Insurance Services, Inc. is a California wholesale insurance broker (CMGA) that has licensing and expertise to place business in both admitted and non-admitted markets for personal lines insurance and commercial lines insurance in California and surrounding areas.

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