Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

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Don’t Be Afraid to Write High Value Homes — Product Highlight

Published on June 6, 2017

When it comes to writing high net-worth business, High Value Homeowner’s Insurance coverage is one of the most important products. Sometimes these policies can be complicated for Insurance Agents to understand and feel comfortable with, though, because they have more components than a typical personal lines homeowner insurance policy. It’s not more »

What’s Hot in Personal Lines | Product Highlights

Published on May 2, 2017

What’s Hot: Personal Lines High Value Homeowners Insurance Limits from $1,000,000 to $50,000,000 HO-3 form with extended replacement cost 70% personal effects coverage Wrap around policies and more! Hard to Place Home Insurance Homes in high fire / brush zones Homes with prior losses Older homes and more! Main Street Home Insurance Preferred more »

Where to Place a Canceled Home? | Hard To Place Homeowners Insurance

Published on April 25, 2017

If you’re an Insurance Agent in the Personal Lines Insurance business, you’ve probably dealt with the customer who had their Homeowners policy canceled and both of you may not know where to turn next. For You: We have great wholesale Homeowners Insurance products that you can offer to your customer, including some of those hard to place homes with more »

When Homeowners Insurance Doesn’t Cut It | Vacant Homes Insurance Product Highlight

Published on April 11, 2017

Houses can be vacant for a number of reasons. An owner could’ve moved out but not sold the home yet. The house could be under renovation. Maybe the owners decided to go to Paris for six months like they’ve always talked about doing. Whatever the case for the vacancy, Homeowners or Commercial Property Insurance policies don’t extend to vacant more »

CA dominates the Expensive Housing Markets List – Insure high value homes now

Published on November 22, 2016

Did you know? California has 12 of the top 20 most expensive housing markets in the U.S. according to BusinessInsider.com. Chances are, if you’re an insurance agent in or near any of these areas, you could use our high value homeowners insurance product to get your customers the coverage they need. See specs on the products below. But in the more »

Why Homeowners Insurance is Different with Abram | Product Highlight

Published on July 12, 2016

As an Insurance Agent, you have different places you go to secure insurance for different risks. You have a toolkit of resources for your various markets. And if you’re reading this, chances are we at Abram Interstate are in your toolkit for something or another. This is why we should be your go-to for your Homeowners Insurance and Dwelling Fire more »

Spring Cleaning | Tips for your Homeowners Insurance Customers

Published on May 3, 2016

Spring and summer are common times for your potential insurance customers to buy new homes. As we start the month of May, many people are already planning their moves as the kids will soon be out of school. With their new home, they’ll need a new Homeowners Insurance policy. That’s where you come in as their helpful insurance agent. With more »

9 Tips Your Customers Should Know About Homeowners Insurance

Published on November 10, 2015

Pass these tips on to your prospective customers so they can be better prepared and more comfortable with their homeowners insurance policy. (See below for info on our wholesale homeowners insurance products available for you through Abram Interstate.) photo credit: Victorian House via photopin (license) As anyone who has ever owned a home knows, more »

Homeowners Insurance Coverages 101 for your customers

Published on May 27, 2015

We know that the world of insurance can be confusing and intimidating to your customers. Especially as they’re getting ready to do something big and new like buying a new home, and trying to figure out what these different parts of homeowners insurance policies and options mean, we want to help you make it as easily understandable for your customers more »

Homeowners replacement cost estimates: Learn from an expert

Published on May 5, 2015

Nearly five years on from the passage of state regulations that tightened underwriting guidelines for replacement cost estimates on homes, the new standards are still giving the industry cause for pause. The text added to the California Code of Regulations created standards for real estate appraisers who estimate replacement costs for insurance purposes more »

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