Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

We’ll Help You Insure High Value Homes | Product Highlight

Published on March 28, 2017

“It was like being in Dante’s inferno,” one firefighter said to me after returning home from the fires in southern California in fall of 2007.

“There were just these walls of fire. Tornado-like, almost. And you know, I couldn’t stop thinking while we were down there, how fire doesn’t care if you’re rich or poor. Disaster doesn’t discriminate.”

His revelation while sweating away trying to save homes is a fact that we know in the insurance industry all too well. Just because a homeowner is wealthy doesn’t mean that no unfortunate events can befall them.

And the fact remains, the more you have, the more you can lose.  Even the well-off need insurance coverage in case of unforeseen events.

high value home

This is why we have a High Value Homes Insurance Product for our agents to use. High value homes — those with a replacement cost of $1 Million or higher — often have more intricacies in their structure and decorative aspects because many times they are custom-built homes. In addition to their high-value nature, the homeowners that own these homes often will have high-value contents that need to be insured as well.

We understand that many agents, especially if they’ve never insured a high value home before, might be tentative and unsure about going after such risks. Abram Interstate is here to help you understand the product, and to give your customers the best High Value Homeowners Insurance for their needs. (Read tips on insuring High Value Homes from one of our experts HERE.)

The reality is, it is a niche that’s needed (especially since you live in California!), and one that you can break into today. Abram Interstate is here to provide your customer with the coverage they need and to help you along the way. Have a quick question? You can chat with us ONLINE right now!

High Value Homeowners Insurance Product Highlights

  • Limits from $1,000,000 to $50,000,000
  • HO-3 form with extended replacement cost
  • 70% personal effects coverage
  • Personal Injury
  • In and Out Servant coverage available
  • In home business coverage available
  • Ordinance or Law
  • Scheduled Personal Property
  • Wrap around policies
  • Umbrella
  • Personal article floater

Chat with us online for eligibility requirements or a brush check.  Flexible Payment Options Now Available.

Send in your ACORD Homeowner Application to apps@abraminterstate.com today!


Abram Interstate Insurance Services, Inc. is a California wholesale insurance broker (CMGA) that has licensing and expertise to place business in both admitted and non-admitted markets for Personal Lines Insurance, Commercial Lines Insurance, and Agribusiness Insurance in California and surrounding areas.

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