Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

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Construction Industry Is Growing | Commercial Insurance Product Highlight

Published on September 17, 2019

Did you know that the U.S. Construction industry has been having great growth over the past few years? Every year we consistently up our spending on construction projects in both the residential and commercial sides. More construction projects are also bringing a higher demand for contractors. Just three years ago, the Contractors State License more »

Use This Risk Calculator for Your Customers | Personal Umbrella Insurance Product Highlight

Published on September 9, 2019

Did you know…? Last year there were 774,202 civil lawsuit cases filed in California. Of those, only one fifth of the cases were for small enough amounts to be considered “small claims” cases for reparations of $10,000 or less. Over 200,000 of those cases were seeking more than $25,000. California has been ranked in the top two most more »

California Cleaners Make Up Large Portion of National Industry | Janitorial Insurance Product Highlight

Published on August 26, 2019

Within the cleaning services industry, there are two main sectors: residential and commercial. Residential cleaning is usually handled by maid service companies, while in the commercial market, Janitorial Service Companies handle the cleaning. A janitorial company will usually take care of the office’s needs for carpet/floor care, window cleaning, more »

Risks To Insure This Fall | Special Events & Vendor Insurance Product Highlight

Published on August 19, 2019

  Pumpkin spice lattes are back in coffeeshops. Kids are back in school. And even if the heat’s still here, it’s time to prepare for fall. When it comes to fall in the insurance world, there are a lot of seasonal risks to be on the lookout for. We’ve got the markets for you to Insure them! Fall Insurance Risks To Write Now: Weddings more »

Salons – Ancient Industry, Modern Coverage | Beauty Barber Nail Insurance Product Highlight

Published on August 12, 2019

What’s an industry as old as time? Spa services.  From the Roman bath houses to the ancient spa practices throughout Asian cultures, to everywhere in between, pampering ourselves for health, relaxation, and beauty has long been a part of our heritage. Which explains why salons today are one of the steadiest industries around, with more people more »

10% of CA Workforce Employed by Restaurants | Restaurant/Bar/Nightclub Insurance Product Highlight

Published on August 5, 2019

Not only does California grow and provide food for the rest of the country, we eat a lot of it too — not just at homes, but in restaurants.  Restaurants are a major part of California’s economy. Their tax revenues, the jobs they provide, and the ways they feed and are a part of people’s everyday lives make restaurants a staple in our state. Did more »

Hobby Farms Becoming More Popular | Farm & Ranch Insurance Product Highlight

Published on July 29, 2019

Between Millennials and retirees, hipsters and hippies, stay-at-home moms and DIY-ers, America is coming back to its locally-grown, hand-made, highly agricultural roots — even in cities. In the past 5-10 years there has been a huge up-tick in the number of people who are interested in trying their hand at raising their own livestock, growing more »

The Things That Fuel Us| Product Highlight Gas Station, Convenience Store, & Liquor Store Insurance

Published on July 22, 2019

With our recent increase in tax, you and your neighbors may groan, but when it drops next, trends show that the prices will drop first at one of the business staples in your local community — independent gas stations. The customer base at these local gas stations and convenience stores is vast and varied — everyone from students at the more »

Influx of Need for Rentals, Increased Demand for LRO Insurance | Commercial Product Highlight

Published on July 9, 2019

In the wake of last years fires in Northern & Southern California, there is a surge of demand for properties available to rent in the nearby regions. Many homeowners with homes previously on the market in neighboring areas to the fires have changed their minds and are keeping the properties to rent to tenants in need. Commercial vacancies are in more »

Lawn Care & Tree Trimmers for Summer | Commercial Insurance Product Highlight

Published on July 2, 2019

Summer is here and yard work/landscaping upkeep is on everyone’s list. Many people are hiring someone to come and do their lawn care, tree trimming, and other landscaping and yard maintenance for them, these summer days. In fact, California has more landscaping and grounds keeping workers than any other state.   State Employment(1) Employment more »

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