Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

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Who Needs Dwelling Fire Insurance? Help your Customers Understand

Published on April 17, 2018

Your average Insurance customer may not know about Dwelling Fire Insurance, what it is, or if that’s what they need. Once they come to you, you can help them sort that part out. But to get them in the door, help them understand exactly who Dwelling Fire Insurance is for with these easy bullet points. Dwelling Fire Insurance Policies are for: People more »

3 Reasons Lessor’s Risk Insurance Is Necessary for Real Estate Owners | LRO Insurance Product Highlight

Published on April 9, 2018

Being a property owner can be a lucrative investment — especially in California. With population increase on the rise in our beautiful state, real estate is becoming a better and better bet (with caution and wisdom of course). However, when you get into real estate investment property, you open yourself up to a load of liability, especially in more »

CA Hotel/Motel Industry Experiencing Steady Increase | Commercial Insurance Product Highlight

Published on April 2, 2018

It’s no secret that California is a vacation destination for millions, even for us who live here! Of the 268 million tourists that vacationed in California in 2017, about 75% of those were Californians (18% were Americans from other states, and 7% were international travelers). But even with that being the case, revenue is revenue, and so many more »

Moving Season Means Vacant Homes Insurance Season | PL Product Highlight

Published on March 26, 2018

Did you know the most common time during which people move in the U.S. is May-September?  According to Move Matcher’s website, this is due to a number of reasons: “Primarily, it is popular to move in the summer so that children do not have to leave school during the academic year. Additionally, in colder climates people prefer to move more »

Lawn Care & Tree Trimmers for Spring | Commercial Insurance Product Highlight

Published on March 21, 2018

As of Tuesday, it is now officially Spring! That means Easter is around the corner, things are starting to turn green, and yard work/landscaping is getting put on many people’s to-do lists. And many of those people hire someone to come and do their lawn care, tree trimming, and other landscaping and yard maintenance for them. In fact, California more »

What’s driving Homeowners Losses & What to Do About It | Homeowners Insurance Product Highlight

Published on March 12, 2018

For most people, their home is the biggest purchase they’re ever going to make.  With the recent fires causing such destruction, it has us all thinking about how important our homes are. For most of us, it’s more than “just a house” — it’s the place where life unfolds. That’s why insuring it with the proper more »

Bind Contractor’s Insurance Risks, Get Prizes! | Product Highlight

Published on March 4, 2018

  Did you know that the U.S. Construction industry has been having great growth over the past few years? Every year we consistently up our spending in this country on constructions projects in both the residential and commercial sides. Take a look at the year over year stats and projections below. Table 1: U.S. Construction Spending (put-in-place more »

Horses, History, & How You Can Insure Their Owners | Equine Insurance Product Highlight

Published on February 20, 2018

California has the 2nd highest number of horses in the country. Think about it, if you grew up in California or if you have lived here long, chances are you have either owned or ridden a horse yourself. If you haven’t, you know someone who has. It’s one of those California perks of life — our easy access to such large, majestic creatures. The more »

Expect 6 Million Proposals This Week | Wedding Insurance Product Highlight

Published on February 12, 2018

6 million people expect or are planning a proposal on Valentine’s day. In fact, according to a study conducted by wedding expert company, The Knot, almost 40% of couples get engaged each year in what they call “proposal season,” between Thanksgiving time in November and Valentines Day mid-February. On average, wedding engagements more »

Protecting California From Itself | Personal Umbrella Insurance Product Highlight

Published on February 6, 2018

Did you know…? Last year there were 712,299 civil lawsuit cases filed in California. Of those, only 4.5% of the cases were for small enough amounts to be considered “small claims” cases for reparations of $10,000 or less. Over 200,000 of those cases were seeking more than $25,000. California is among the 10 most litigious states in more »

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