Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

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Why High Value Homes in CA Have Such High Ticket Replacement Costs | Insurance Product Highlight

Published on September 25, 2018

There’s a great deal that goes into building a High Value Home, and because of that, there’s a great deal that goes into insuring it as well. First and foremost, these High Value Homes have more intricacies — custom finishes, specific materials and construction methods that make the replacement value higher. In California, it’s more »

California Real Estate Investors Need Lessor’s Risk Insurance | LRO Insurance Product Highlight

Published on September 17, 2018

  Being a property owner can be a lucrative investment — especially in California. With population increase on the rise in our beautiful state, real estate is becoming a better and better bet (with caution and wisdom of course). However, when you get into real estate investment property, you open yourself up to a load of liability, especially more »

Risks To Insure This Fall | Special Events & Vendor Insurance Product Highlight

Published on September 4, 2018

  Pumpkin spice lattes are back in coffeeshops. Kids are back in school. And even if the heat’s still here, it’s time to prepare for fall. When it comes to fall in the insurance world, there are a lot of seasonal risks to be on the lookout for. We’ve got the markets for you to Insure them! Fall Insurance Risks To Write Now: Weddings more »

44,000 Houses Bought Per Month In CA | Homeowners Insurance Product Highlight

Published on August 27, 2018

  Schools are starting, families are settling into routines, and summer is drawing to a close. But one thing that’s not stopping yet is the amount of people in California who are buying houses. In California, approximately 44,000 people are purchasing new homes each summer month this year, and those homes need Homeowners Insurance.          Jun more »

Hobby Farms Becoming More Popular | Farm & Ranch Insurance Product Highlight

Published on August 20, 2018

Between Millennials and retirees, hipsters and hippies, stay-at-home moms and DIY-ers, America is coming back to its locally-grown, hand-made, highly agricultural roots — even in cities. In the past 5-10 years there has been a huge up-tick in the number of people who are interested in trying their hand at raising their own livestock, growing more »

Who Cleans Your Office? | Janitorial Insurance Product Highlight

Published on August 13, 2018

Within the cleaning services industry, there are two main sectors: residential and commercial. Residential cleaning is usually handled by maid service companies, while in the commercial market, Janitorial Service Companies handle the cleaning. In your Insurance Agency office, who handles the cleaning? Many (if not most) offices contract out this work more »

6 Issues Driving Homeowners Losses & What to Do About It | Homeowners Insurance Product Highlight

Published on August 7, 2018

For most people, their home is the biggest purchase they’re ever going to make.  With the recent fires causing such destruction, it has us all thinking about how important our homes are. For most of us, it’s more than “just a house” — it’s the place where life unfolds. That’s why insuring it with the proper more »

California Contractors Growing in Business | Commercial Insurance Product Highlight

Published on July 16, 2018

Did you know that the U.S. Construction industry has been having great growth over the past few years? Every year we consistently up our spending on construction projects in both the residential and commercial sides. More construction projects are also bringing a higher demand for contractors. Just three years ago, the Contractors State License more »

Summer Is for Vacation (Homes) | Dwelling Fire Product Highlight

Published on July 10, 2018

Did you know… California has 239,062 Seasonal/Vacation Homes? (source) Summer is here, kids are out of school, and families are vacationing. Many of them are stealing away to their second homes, or dreaming about owning that vacation home they’ve always wanted. These are the customers who need you to secure our Dwelling Fire insurance more »

Salons – An Ancient Industry, Still Growing | Beauty Barber Nail Insurance Product Highlight

Published on June 25, 2018

What’s an industry as old as time? Spa services.  From the Roman bath houses to the ancient spa practices throughout Asian cultures, to everywhere in between, pampering ourselves for health, relaxation, and beauty has long been a part of our heritage. Which explains why salons today are one of the steadiest industries around, with more people more »

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