Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

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California still Teeming With Horses | Equine Insurance Product Highlight

Published on June 11, 2018

California has the 2nd highest number of horses in the country. During the last USDA survey completed in 2012, they recorded 3,621,348 horses owned by U.S. ranchers and farmers. CNBC reported on the survey findings, and they point out that the survey doesn’t include every horse that lives in the U.S. — of which there are an estimated 9 more »

4 Reasons Non-Admitted Markets Are Good For Your Business | Insurance Product Highlight

Published on June 4, 2018

You should bind Homeowners Insurance policies, Dwelling Fire Insurance policies, and more with our non-admitted markets for personal lines because… 1. We have an awesome incentive program going on right now through the end of July!  It’s called Summer Spin to Win and it just started! Every non-admitted Personal Lines policy will earn more »

New Rates on Homeowners Policies! | Insurance Product Highlight

Published on May 21, 2018

Did you know…? 39,600 new and resale home transactions closed escrow in California during March 2018 (source). The Median house price on CA Resales is projected to be $525,000 Even though the millenial generation is buying homes at an older age than previous generations, we’re still seeing growth in our housing market in California, more »

California Orchards Produce More Than Rest of U.S. | Agribusiness Insurance Product Highlight

Published on May 14, 2018

Did you know…? California accounts for 65% of the U.S. non-citrus fruit and nut production, and 30% of the citrus production. California is the number one exporter of agricultural commodities in the U.S. AND over 90% of the U.S. tree nut production is harvested from Golden State orchards. With orchards being such a large part of California’s more »

Average Wedding Costs Continue to Rise | Wedding Insurance Product Highlight

Published on May 7, 2018

The average cost of a U.S. wedding is between $29K-$31K. And in California cities in the bay area are even higher, according to weddingstats.org: In terms of wedding budgets, a wedding insurance policy’s premium is a minuscule price to pay for peace of mind and coverage for if things go wrong in a number of ways. Sometimes plans change: Weddings more »

What to Know When Insuring High Value Homes | PL Product Highlight

Published on April 30, 2018

High Value Homeowner’s Insurance policies have more components than a typical personal lines homeowner insurance policy, which can explain why some of you (Insurance Agents) may be unsure about how or where to place these risks. It’s not just the expensive residences themselves that have more intricacies, custom finishes, specific materials and more »

Swimming Pool Contractors & Companies Experience Growth, Need Insurance | Commercial Insurance Product Highlight

Published on April 23, 2018

Submit Swimming Pool Companies Insurance Risks Now! Submission Requirements: Submit your completed forms to apps@abraminterstate.com ACORD 125 – Commercial Insurance Application ACORD 126 – General Liability ACORD 140 – Property Swimming Pool Supplemental Pool season has officially begun! In California we’re at the season when people more »

Who Needs Dwelling Fire Insurance? Help your Customers Understand

Published on April 17, 2018

Your average Insurance customer may not know about Dwelling Fire Insurance, what it is, or if that’s what they need. Once they come to you, you can help them sort that part out. But to get them in the door, help them understand exactly who Dwelling Fire Insurance is for with these easy bullet points. Dwelling Fire Insurance Policies are for: People more »

3 Reasons Lessor’s Risk Insurance Is Necessary for Real Estate Owners | LRO Insurance Product Highlight

Published on April 9, 2018

Being a property owner can be a lucrative investment — especially in California. With population increase on the rise in our beautiful state, real estate is becoming a better and better bet (with caution and wisdom of course). However, when you get into real estate investment property, you open yourself up to a load of liability, especially in more »

CA Hotel/Motel Industry Experiencing Steady Increase | Commercial Insurance Product Highlight

Published on April 2, 2018

It’s no secret that California is a vacation destination for millions, even for us who live here! Of the 268 million tourists that vacationed in California in 2017, about 75% of those were Californians (18% were Americans from other states, and 7% were international travelers). But even with that being the case, revenue is revenue, and so many more »

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