Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

California Contractors Growing in Business | Commercial Insurance Product Highlight

Published on July 16, 2018

wholesale contractors insurance CA CMGA Abram Interstate

Did you know that the U.S. Construction industry has been having great growth over the past few years? Every year we consistently up our spending on construction projects in both the residential and commercial sides.

More construction projects are also bringing a higher demand for contractors. Just three years ago, the Contractors State License Board (CSLB) reached a milestone when they issued the state’s millionth contractors license. 

“This milestone says a lot about the resiliency of the construction industry,” said CSLB Registrar Cindi Christenson. “Despite ups and downs in the marketplace, this industry is a major reason the state has thrived, especially during the past century, and why California is the envy of many other states and countries. Construction has helped our state though a depression, economic downturns, wars, natural disasters, and many other challenges.”

With more contractors at work, there is a higher demand for Contractors Insurance.

There are a lot of inherent risks with a contractor’s line of work. Of course, a large risk is present for any business that doesn’t operate in a space that they own. Anywhere that a contractor is working belongs to someone else, so there is always a possibility that existing property could be damaged, that a job could be done sub-par and could call for a lawsuit, or that someone gets accidentally injured from the work the contractor is doing.

We know that this makes contractors insurance a hot ticket item — one that your clients NEED, and one that you may have a hard time finding access to. Abram Interstate now has a broad market for contractors in many fields!


Contractors Insurance Highlights:

  • General Liability Limits Available up to $1 Million/$2 Million  
  • Damage to Premises Rented to Insured – up to $100,000
  • Medical Payments – up to $5,000 
  • Occurrence Based Coverage
  • Commercial Property for buildings, business personal property, and loss of earnings
  • Direct Damage endorsement with 32 Additional Coverages
  • Inland Marine Coverage for Equipment and Tools – scheduled/unscheduled options available
  • Blanket Primary Additional Insureds and Blanker Waiver of Subrogation Available
  • Hired/Non-Owned Auto Coverage available
  • Herbicide/Pesticide Applicator Coverage Available
  • Most Classes Minimum Payroll $25,000

Preferred Classes/Industries:

  • HVAC
  • Concrete
  • Appliance and Accessories Installation or Service
  • Carpentry
  • Carpet, Rug, Furniture Cleaning
  • Drywall or Wallboard Installation
  • Painting Exterior
  • Residential Cleaning Services
  • Electrical Work – Within Buildings
  • Masonry
  • Plumbing
  • Lawn Care/Landscaping
  • Tree Trimmers
  • Pest Control
  • Plaster & Stucco Contractors
  • And many more!

Complete Your ACORD 125, 126 & 140 HERE

Submit Completed ACORDS to apps@abraminterstate.com


Abram Interstate Insurance Services, Inc. is a California wholesale insurance broker (CMGA) that has licensing and expertise to place business in both admitted and non-admitted markets for personal lines insurance and commercial lines insurance in California and surrounding areas.

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