Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

California Real Estate Investors Need Lessor’s Risk Insurance | LRO Insurance Product Highlight

Published on September 17, 2018


wholesale LRO insurance CA CMGA Abram Interstate

Being a property owner can be a lucrative investment — especially in California. With population increase on the rise in our beautiful state, real estate is becoming a better and better bet (with caution and wisdom of course). However, when you get into real estate investment property, you open yourself up to a load of liability, especially in the commercial sector.

With renting out commercial real estate, your customers have more to gain, but also more ways they could lose. This is why your clients need Lessor’s Risk Insurance (LRO Insurance).

What is Lessor’s Risk insurance and why is it important?

Lessor’s Risk insurance policies are designed to protect your customers and their investment from people who sustain injuries or damages by use of or interaction with their commercial property. Depending on their particular LRO policy, it may also cover other situations like:

  • Litigation expenses from lawsuits and processes
  • Repair or replacement of building owner’s belongings such as hallway furnishings
  • Business Income and extra expense coverage

It’s clear that the expenses could add up quickly, even after just one incident.

Make sure your customers are insured for such occasions with our wholesale Lessor’s Risk Insurance offerings.

Lessor’s Risk Insurance Product Highlights:

  • Property & General Liability
  • Most tenant occupancies are eligible
Optional Coverages
  • Business income and extra expense
  • Building owners endorsement
  • Lobby and hallway furnishings owned by the insured
  • Equipment used to maintain the property
  • Building ordinance and law
  • Chat with us online HERE now for any quick questions you may have!

Complete Your ACORD 125, 126 & 140 HERE

Submit Completed ACORDS & info* to apps@abraminterstate.com

*Please Include: 

  • Building Valuation
  • Tenant Occupancy & Square Footage
  • Number of Units
  • Electrical, Roofing, Heating & Plumbing Updates (Required If Building Age Is Over 25 Years)



Abram Interstate Insurance Services, Inc. is a California wholesale insurance broker (CMGA) that has licensing and expertise to place business in both admitted and non-admitted markets for personal lines insurance and commercial lines insurance in California and surrounding areas.

Quote Online Today.