Published on April 16, 2019
Did you know…? The Retail Industry in California employs more than eight times the state’s Entertainment Industry? Retail is the nation’s largest private sector employer driving the U.S. economy and creating jobs in the communities around the country. (source) Retail stores are everywhere and are, by necessity, a staple of our communities. … more »
Published on April 1, 2019
Though it’s only a small sliver of the overall food industry, Catering Services do compose a sizable slice of industry with their own unique niche, and own unique risks. According to Statista, in the U.S., Catering is a $8.6 billion industry employing approximately 264,000 people. Temperatures are warming up, spring special events are getting … more »
Published on March 18, 2019
We’re just a couple days away from the official start of spring! A quick search for “events” in your area will show you that we’re on the cusp of a busy season in your community. Art festivals, fairs, parades, wine tours, concerts, community celebrations, town pride days and more are on their way into the sun and onto … more »
Published on February 4, 2019
Did you know…? Last year there were 774,202 civil lawsuit cases filed in California. Of those, only one fifth of the cases were for small enough amounts to be considered “small claims” cases for reparations of $10,000 or less. Over 200,000 of those cases were seeking more than $25,000. California has been ranked in the top two most … more »
Published on January 20, 2019
Not only does California grow and provide food for the rest of the country, we eat a lot of it too — not just at homes, but in restaurants. Restaurants are a major part of California’s economy. Their tax revenues, the jobs they provide, and the ways they feed and are a part of people’s everyday lives make restaurants a staple in our state. Did … more »
Published on December 3, 2018
Sometimes when they’re going through their bills or their budget, small business owners feel like they’re paying too much for insurance. They’ve sometimes got multiple policies, and they’re not really sure that they need all the insurance they have. In reality, though, many small businesses have holes in their coverage and they … more »
Published on October 9, 2018
When it comes to fall in the insurance world, there are a lot of seasonal risks to be on the lookout for. We’ve got the markets for you to Insure them! Fall Insurance Risks To Write Now: Weddings – The culture has shifted in the last 15 years from summer being the main wedding season to fall. September and October are tied for the … more »
Published on September 4, 2018
Pumpkin spice lattes are back in coffeeshops. Kids are back in school. And even if the heat’s still here, it’s time to prepare for fall. When it comes to fall in the insurance world, there are a lot of seasonal risks to be on the lookout for. We’ve got the markets for you to Insure them! Fall Insurance Risks To Write Now: Weddings … more »
Published on July 10, 2018
Did you know… California has 239,062 Seasonal/Vacation Homes? (source) Summer is here, kids are out of school, and families are vacationing. Many of them are stealing away to their second homes, or dreaming about owning that vacation home they’ve always wanted. These are the customers who need you to secure our Dwelling Fire insurance … more »
Published on May 7, 2018
The average cost of a U.S. wedding is between $29K-$31K. And in California cities in the bay area are even higher, according to weddingstats.org: In terms of wedding budgets, a wedding insurance policy’s premium is a minuscule price to pay for peace of mind and coverage for if things go wrong in a number of ways. Sometimes plans change: Weddings … more »
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