Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

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Small Retail Stores Still Secure Despite Industry Turmoil | Commercial Insurance Product Highlight

Published on April 16, 2019

Did you know…? The Retail Industry in California employs more than eight times the state’s Entertainment Industry? Retail is the nation’s largest private sector employer driving the U.S. economy and creating jobs in the communities around the country. (source) Retail stores are everywhere and are, by necessity, a staple of our communities. more »

Hobby Farms Becoming More Popular | Farm & Ranch Insurance Product Highlight

Published on March 12, 2019

Between Millennials and retirees, hipsters and hippies, stay-at-home moms and DIY-ers, America is coming back to its locally-grown, hand-made, highly agricultural roots — even in cities. In the past 5-10 years there has been a huge up-tick in the number of people who are interested in trying their hand at raising their own livestock, growing more »

First Comes Love, Then Comes Wedding Insurance | Commercial Lines Product Highlight

Published on February 19, 2019

6 million people planned a marriage proposal on Valentine’s day. According to a 2017 study by diamond retailer James Allen, Millennials in particular are fond of Valentine’s Day proposals:  The study reports 43% of millennials chose Valentine’s Day as their top choice of day to propose or be proposed to. Millennials aren’t more »

Use This Risk Calculator for Your Customers | Personal Umbrella Insurance Product Highlight

Published on February 4, 2019

Did you know…? Last year there were 774,202 civil lawsuit cases filed in California. Of those, only one fifth of the cases were for small enough amounts to be considered “small claims” cases for reparations of $10,000 or less. Over 200,000 of those cases were seeking more than $25,000. California has been ranked in the top two most more »

Majority of CA Cars at Problematic Age | Garage Insurance Product Highlight

Published on January 14, 2019

Most people don’t think about where their local trustworthy auto repair garage is until they need one. But chances are, your community has more than a few. Why is that? Because we are a driving society, and where there are cars, there are also cars that need fixing. According to Consumer Reports, the average life expectancy of a new vehicle these more »

Hot Commercial Lines Insurance Risks Webinar – Watch & Quote Now!

Published on January 2, 2019

Wondering what’s hot in 2019? Missed our Hot Commercial Lines Products Webinar in the Fall? Catch up and watch the video now to learn about how and where to bind your commercial lines risks now! HOT COMMERCIAL PRODUCTS Click HERE to Download Webinar Presentation   Quote Commercial Lines Insurance Risks Now! Get a quote over the phone: 888-845-1626 OR more »

Booze and Beauty – New Trends in Beauty Barber Nail | Insurance Product Highlight

Published on December 17, 2018

Hair styles and nail trends aren’t the only things that change in beauty salons. The newest thing? Sipping on cocktails, beer and wine while getting your pampering and grooming services performed. As of 2017, laws have changed to allow nail salons, beauty salons, and barber shops to serve their customers complimentary alcoholic drinks. According more »

Why Your Customers Need Liquor Liability Insurance | Product Highlight

Published on December 3, 2018

Sometimes when they’re going through their bills or their budget, small business owners feel like they’re paying too much for insurance. They’ve sometimes got multiple policies, and they’re not really sure that they need all the insurance they have. In reality, though, many small businesses have holes in their coverage and they more »

Why High Value Homes in CA Have Such High Ticket Replacement Costs | Insurance Product Highlight

Published on September 25, 2018

There’s a great deal that goes into building a High Value Home, and because of that, there’s a great deal that goes into insuring it as well. First and foremost, these High Value Homes have more intricacies — custom finishes, specific materials and construction methods that make the replacement value higher. In California, it’s more »

New Entertainment Trend On The Rise | Paint & Sip Insurance Product Highlight

Published on September 25, 2017

  Enter the semi-new phenomenon of “Paint & Sip” venues. Couples go there on date nights. Friends go together for a fun night out. Even families enjoy this unique rising trend for evening fun (if everyone is 21+). You show up and an instructor walks you through how to paint the model art piece for the evening, and you get to drink more »

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