Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

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Caterers in Demand for Holiday Events | Commercial Insurance Product Highlight

Published on October 7, 2019

Though it’s only a small sliver of the overall food industry, Catering Services do compose a sizable slice of industry with their own unique niche, and own unique risks. According to Statista, in the U.S., Catering is a $8.6 billion industry employing approximately 264,000 people.  Temperatures are cooling off, the holidays are nearing, more »

Risks To Insure This Fall: Special Events, Vendors, Christmas Tree Lots & More

Published on September 30, 2019

  When it comes to fall in the insurance world, there are a lot of seasonal risks to be on the lookout for. We’ve got the markets for you to Insure them! Fall Insurance Risks To Write Now: Weddings – The culture has shifted in the last 15 years from summer being the main wedding season to fall. September and October are tied for the more »

Who Insures Your Mechanic? | Auto Repair Garage Insurance

Published on September 23, 2019

  Where do you take your car when you need a tune-up? Unless you do all of your own car work, many people tend to find an auto repair garage they trust, and they continue to go there indefinitely for their car needs. Many of these auto repair garages are small businesses, but even with that being the case, about a quarter of auto shops in the more »

Construction Industry Is Growing | Commercial Insurance Product Highlight

Published on September 17, 2019

Did you know that the U.S. Construction industry has been having great growth over the past few years? Every year we consistently up our spending on construction projects in both the residential and commercial sides. More construction projects are also bringing a higher demand for contractors. Just three years ago, the Contractors State License more »

Use This Risk Calculator for Your Customers | Personal Umbrella Insurance Product Highlight

Published on September 9, 2019

Did you know…? Last year there were 774,202 civil lawsuit cases filed in California. Of those, only one fifth of the cases were for small enough amounts to be considered “small claims” cases for reparations of $10,000 or less. Over 200,000 of those cases were seeking more than $25,000. California has been ranked in the top two most more »

California Cleaners Make Up Large Portion of National Industry | Janitorial Insurance Product Highlight

Published on August 26, 2019

Within the cleaning services industry, there are two main sectors: residential and commercial. Residential cleaning is usually handled by maid service companies, while in the commercial market, Janitorial Service Companies handle the cleaning. A janitorial company will usually take care of the office’s needs for carpet/floor care, window cleaning, more »

Risks To Insure This Fall | Special Events & Vendor Insurance Product Highlight

Published on August 19, 2019

  Pumpkin spice lattes are back in coffeeshops. Kids are back in school. And even if the heat’s still here, it’s time to prepare for fall. When it comes to fall in the insurance world, there are a lot of seasonal risks to be on the lookout for. We’ve got the markets for you to Insure them! Fall Insurance Risks To Write Now: Weddings more »

Salons – Ancient Industry, Modern Coverage | Beauty Barber Nail Insurance Product Highlight

Published on August 12, 2019

What’s an industry as old as time? Spa services.  From the Roman bath houses to the ancient spa practices throughout Asian cultures, to everywhere in between, pampering ourselves for health, relaxation, and beauty has long been a part of our heritage. Which explains why salons today are one of the steadiest industries around, with more people more »

10% of CA Workforce Employed by Restaurants | Restaurant/Bar/Nightclub Insurance Product Highlight

Published on August 5, 2019

Not only does California grow and provide food for the rest of the country, we eat a lot of it too — not just at homes, but in restaurants.  Restaurants are a major part of California’s economy. Their tax revenues, the jobs they provide, and the ways they feed and are a part of people’s everyday lives make restaurants a staple in our state. Did more »

Hobby Farms Becoming More Popular | Farm & Ranch Insurance Product Highlight

Published on July 29, 2019

Between Millennials and retirees, hipsters and hippies, stay-at-home moms and DIY-ers, America is coming back to its locally-grown, hand-made, highly agricultural roots — even in cities. In the past 5-10 years there has been a huge up-tick in the number of people who are interested in trying their hand at raising their own livestock, growing more »

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