Apartments – Admitted

Underwriting Summary

Apartments that are more than 6 stories must be sprinklered not to exceed 7 stories.
Smoke detectors in all units.
Minimum occupancy rate of 80%.
Mercantile exposures cannot exceed 25% of the total building area.
Pools must be fenced and equipped with a self-closing, self-locking gate life-saving ring and shepherds hook.

Applications
Click here to submit a one-page quick-quote application

Coverages
Package: Property and General Liability

Deductible
$500
$1,000
$2,500
Higher Deductibles Available

Optional Coverages

Building owners endorsement is available.
Blanket limits building and business personal property coverage is available
Business income and extra expense
Basic/ Broad/ Special Form
Replacement cost or ACV
Building
Contents
Signs
Crime