Garage
Underwriting Summary
- Repair shops ONLY, No Auto Sales
- If towing services are provided, a max of 1 tow truck is allowed (No 24 hour towing.)
- No bulk storage of new or used tires
- No tire recapping or vulcanizing.
- Spray painting operations must be preformed in booths that meet NFPA Standards for effective spray booths. Fire suppression system is required.
- Tire sales permitted if revenue does not exceed 25% of total annual revenue.
- Welding area must be free of flammables/ combustibles.
Applications
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Coverages
Package: Property, Garage Liability and Garage Keepers Liability
Optional Coverages
- GaragePac affords the following coverage:
- Business Personal Property includes employee tools and equipment.
- Theft of employee tools is subject to $500/ EE / 2,500/ OCC.
- $25,000 / Premise per occurrence communication supply services.
- Business income available