Garage

Underwriting Summary

• Repair shops ONLY, No Auto Sales
• If towing services are provided, a max of 1 tow truck is allowed (No 24 hour towing.)
• No bulk storage of new or used tires
• No tire recapping or vulcanizing.
• Spray painting operations must be preformed in booths that meet NFPA Standards for effective spray booths. Fire suppression system is required.
• Tire sales permitted if revenue does not exceed 25% of total annual revenue.
• Welding area must be free of flammables/ combustibles.

Applications

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Coverages
Package: Property, Garage Liability and Garage Keepers Liability

Optional Coverages

• GaragePac affords the following coverage:
  • Business Personal Property includes employee tools and equipment.
  • Theft of employee tools is subject to $500/ EE / 2,500/ OCC.
  • $25,000 / Premise per occurrence communication supply services.
• Business income available