Restaurants
Underwriting Summary
- Commercial Property, Commercial GL & Liquor Liability on one policy
- No seasonal operations.
- Low minimum premiums
- Up to $5M annual sales at each location.
- Accounts with Dancing and Entertainment are eligible
- Hoods, ducts, grease filters, and surface cooking equipment, including deep fat fryers, must be protected by a UL listed automatic fire extinguishing system.
Applications
Click here to submit a one-page quick-quote application or get a quote over the phone: 888-845-1626
Coverages
Various Packages
Deductibles
$500
$1,000
$2,500
Higher Deductibles Available
Optional Coverages
- Business income and extra expense.
- Building owners endorsement
- Spoilage coverage automatically provided for $5,000.
- Power PAC Endorsement.
- Eating establishment endorsement is available as an option (mutually exclusive with Power Pac Endorsement)
- Restaurant Equipment that is permanently installed is included in the building limit. For tenant occupancy, it should be separately listed as restaurant equipment.