Restaurants

Underwriting Summary

• Commercial Property, Commercial GL & Liquor Liability on one policy
• No seasonal operations.
• Low minimum premiums
• Up to $5M annual sales at each location.
• Accounts with Dancing and Entertainment are eligible
• Hoods, ducts, grease filters, and surface cooking equipment, including deep fat fryers, must be protected by a UL listed automatic fire extinguishing system.

Applications
Click here to submit a one-page quick-quote application or get a quote over the phone: 888-845-1626

Coverages

Various Packages

Deductibles
$500
$1,000
$2,500
Higher Deductibles Available

Optional Coverages

• Business income and extra expense.
• Building owners endorsement
• Spoilage coverage automatically provided for $5,000.
• Power PAC Endorsement.
• Eating establishment endorsement is available as an option (mutually exclusive with Power Pac Endorsement)
• Restaurant Equipment that is permanently installed is included in the building limit. For tenant occupancy, it should be separately listed as restaurant equipment.