Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

Houses of Worship

Coverages:

    • General Liability
    • Property coverage
    • Directors & Officers Liability with optional Employment Practices Liability

General Liability:

    • Pastoral Professional Coverage (up to 1M limits)
    • Abuse & Molestation sublimit at no additional cost
    • Personal and Advertising coverage
    • Hired and Non-Owned Auto Liability coverage available
    • No Assault and Battery exclusion
    • No Designation Premises endorsement
    • No General Liability Deductible

Property Features: 

    • Value Plus Endorsement – 14 valuable coverage enhancements including; $25,000-fine arts, $10,000-signs, $10,000-transit, $5,000-money & securities, $5,000-employee dishonesty, and more
    • Special Cause of Loss Form
    • Optional Equipment Breakdown – includes free boiler inspection if required in your jurisdiction

Directors & Officers/ Employment Practices Features:

    • Separate Limits of Liability
    • Unlimited Defense Costs outside the limit
    • Full Prior Acts
    • Automatically includes 3rd party Discrimination and Harassment
    • Lifetime Occurrence Reporting Period for former Directors & Officers
    • Free Human Resources Hotline with unlimited number of calls and no time limits (when EPL is purchased)

Additional Advantages:

    • Quick quote turnaround
    • Quick binder confirmation
    • A.M. Best rated A++ carrier
    • Low minimum premiums
    • For reference on what info is needed to quote, see the House of Worship supplemental HERE.

For Fastest Turn-Around:

Quote by Phone At 888-845-1626

Or Quote Online HERE Now.