Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

Concession season is coming! | Product Highlight Concessionaires & Vendor Insurance

Published on February 9, 2016

There are full-time, large-scale concessionaires that have been in business for years and years and travel the country, attending some of the largest fairs out there. But the majority of vendors that work in the concessionaires business are much smaller business operations. Many of them start as side-gigs that they run on the weekends, only for special events, or as a hobby.

According to Festivalnet.com, “It is far more common for a concession to be a small business run by a sole proprietor, who may or may not, hire one or two people to help set up and serve food at three-to-five-day festivals and small fairs with attendances of 3,000 to 10,000 people. These concessionaires might operate a concession trailer less than 16 feet long, or a 10×10 pop-up tent. The cost of supplies doesn’t usually exceed $2,000 per event. Event space fees often don’t exceed $500. These concessionaires are generally happy to average $2,000 a day in sales.”

For these smaller scale vendors and concessionaires that are usually semi-dormant in the winter, this is the season where they’re starting to prepare for the next season, and part of that is looking for concessionaires and vendor insurance to meet their needs. You can meet those needs with our wholesale concessionaires and vendor insurance products with low minimum premiums, competitive pricing, and coverage that can be extended to include warehouse or office locations.

The beauty of our product offering is that it covers the myriad — small and large concessionaires and vendor operations — established and new ventures. Get ahead of the game and insure concessionaires and vendors today.

Product Highlights: Concessionaires Insurance

Coverage available as:

  • Monoline general liability
  • Package – Including general liability with property and/or 
inland marine

Broad eligibility to include:

  • Indoor vendors, outdoor vendors, seasonal lots and tents, and flea market/fair show vendors
  • Hot dog vendors, news stands, mall kiosks, Christmas tree lots, and more
  • Operating locations including: Airports, bus terminals, museums, office buildings, rest stops, shopping malls, train stations, athletic fields, beaches, business parks, parking lots, public parks, public streets/sidewalks, school campuses, and more
  • Primary or varying operating locations
  • Small to large operations (up to 40 individual locations or stands)
  • New ventures

Competitive pricing

Low minimum premiums

Coverage can be extended to include office or warehouse locations

Liability Features:

  • Easy to use pricing –> Flat charge per stand or show
Blanket additional insured
Products/Completed operations coverage provided for most eligible risks
  • Primary limits available up to $1,000,000 occurrence/$2,000,000 aggregate
  • No liability deductible
  • Policy is non-auditable

Inland Marine Features:

Included in package with general liability
Coverage up to $35,000 per item for scheduled items
  • Coverage for other miscellaneous items
Theft coverage included



Abram Interstate Insurance Services, Inc. is a California wholesale insurance broker (CMGA) that has licensing and expertise to place business in both admitted and non-admitted markets for Personal Lines Insurance, Commercial Lines Insurance, and Agribusiness Insurance in California and surrounding areas.

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