Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

Insure High Value & Hard to Place Homes With Abram Interstate

Product Highlights:

  • Products for main street homes as well as High Value Dwellings
  • Protection classes 1-10 available *some restrictions may apply
  • Coverage limits available from $50,000 to $50 million *subject to policy form
  • Extended replacement cost available for HO3 policy forms
  • Deductibles starting at $1,000 for main street homes
  • Wood roofs acceptable with proper updates and treatment
  • LLC’s and Trusts acceptable as named insured
  • Vacation rentals can include premises liability and contents
  • Personal Injury
  • In and Out Servant coverage available
  • In home business coverage available
  • Ordinance or Law
  • Scheduled Personal Property
  • Wrap around policies

Chat with us online for eligibility requirements or a brush check. Flexible Payment Options Now Available.

To Quote – Submit a Brokerage Agreement HERE

This is why we should be your go-to for your Homeowners Insurance and Dwelling Fire Insurance risks:

  • Flexible underwriting
    • Abram Interstate often has the opportunity to write a policy to fit the risk rather than the risk fitting the policy guidelines. That means that you can get a tailored policy that makes sure your customers are truly getting the coverage they need. No more trying-to-fit-a-square-peg-into-a-round-whole nonsense.
    • We can entertain good risks in areas where other carriers restrict the general location as “high hazard.” In California’s housing market this is especially pertinent because many high value homes (which can already be hard to place risks) are located in areas with brush, on the coast, or other less-than-ideal locations for insurance. We are experts in providing the appropriate coverage for these sometimes hard-to-place housing risks.
  • Expertise in Admitted & Non-Admitted markets
    • Our account managers have been helping Insurance Agents place their Homeowners and Dwelling Fire Insurance risks for a long time. Through their years of experience, they’ve gained an understanding of a variety of areas and real world situations that can effect the eligibility of a risk, and that expertise will be essential to you as you seek out the appropriate coverage for your clients.
    • They also understand the importance of replacement cost, and will help make sure you do, too. (This is a big deal! Read more HERE.)
  • Ease of Use
    • For your benefit, our phones are always answered during business hours by a real person. (Call us as 916-780-7000).
    • We also have our account managers available to chat online to help you with any quick questions you may have. Chat HERE now.
    • And we have online quoting for many of our Wholesale Homeowners Insurance and Wholesale Dwelling Fire Insurance products.

Abram Interstate Insurance Services, Inc. is a California wholesale insurance broker (CMGA) that has licensing and expertise to place business in both admitted and non-admitted markets for Personal Lines Insurance, Commercial Lines Insurance, and Agribusiness Insurance in California and surrounding areas.

Quote Online Today.