Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

New Rates on Homeowners Policies! | Insurance Product Highlight

Published on August 8, 2017

Did you know…?

  • 39,600 new and resale home transactions closed escrow in California during March 2018 (source).
  • The Median house price on CA Resales is projected to be $525,000

Even though the millenial generation is buying homes at an older age than previous generations, we’re still seeing growth in our housing market in California, which means, there’s still all of those existing homes that are falling into new hands and needing new Homeowners Insurance Policies issued. Of these homes, some will be regular, Main St. type risks, but many are older, have prior losses, have a lapse in coverage, or don’t fit the normal bill in one way or another. We can help with that.

Abram Interstate often has the opportunity to write a policy to fit the risk rather than the risk fitting the policy guidelines. That means that you can get a tailored policy that makes sure your customers are truly getting the coverage they need. No more trying-to-fit-a-square-peg-into-a-round-whole nonsense.

We are experts in providing the appropriate coverage for these sometimes unique housing risks.

Wholesale Homeowners Insurance Product Highlights:

Available Forms & Endorsements:

  • HO-3 & HO-8
  • NEW! Seasonal / Secondary Available*
  • NEW! Water Backup Coverage up to $25,000
  • NEW! Extended Replacement Cost Available*
  • NEW! Increased Other Structure Coverage

Target Class & Operations:

  • NEW! Dwellings up to 4-Plex Acceptable*
  • Protection Class 1-10 Acceptable
  • Minimum Dwelling Value $100,000
  • Private Lenders Acceptable
  • Post & Pier, Log Homes, Dome Homes & More
  • Older Homes/ Lower Value Homes (Must Be Well Maintained)
  • Multiple Losses / Lapse in Coverage
  • LLC, Corporation, or Trust Acceptable
  • Risks with Minor Renovation Work
  • Risks on Large Acreage
  • Bankruptcy – Discharged 3 Years

*Some Restrictions Apply



Abram Interstate Insurance Services, Inc. is a California wholesale insurance broker (CMGA) that has licensing and expertise to place business in both admitted and non-admitted markets for personal lines insurance and commercial lines insurance in California and surrounding areas.

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