Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

Your Customers’ Big Question: “Is my home properly insured?” | Wholesale Homeowners Insurance Product Highlight

Published on May 6, 2019

wholesale homeowners insurance product Abram Interstate CA CMGA

Every Monday morning, Ron Abram asks our team, “Why are we here?”

The answer is in our purpose statement: We provide insurance products that help our customers make people whole when unexpected events or catastrophes happen.

With the recent fires causing such destruction, it has us all thinking about how important our homes are. It’s always more than “just a house” — it’s the place where life unfolds. That’s why insuring it with the proper coverage is essential, and that’s on our minds more now than maybe ever before.

Some insurance customers know this and are overwhelmed by the pressure and all of the information they don’t understand.

And some don’t get how big of a deal Homeowners Insurance really is, they’re just aware that they should have it, but they might be price shopping.

Your job as their trusted Independent Insurance Agent as you cater to both types of customers is to

  1. Help them understand their need, and
  2. To get them a policy that truly meets those needs.

For Number 1, here’s an infographic from The Lending Expert Blog that you can give to your insurance customers to help them understand Homeowners Insurance a bit better.

And for Number 2, we can help you with Wholesale Homeowners Insurance options for a variety of homes throughout California. See below for details.

wholesale homeowners insurance CA California Abram Interstate


Homeowners & Dwelling Fire Insurance Product Highlights:

  • Products for main street homes as well as High Value Dwellings
  • Coverage limits available from $50,000 to $50 million *subject to policy form
  • Extended replacement cost available for HO3 policy forms *some restrictions may apply
  • Deductibles starting at $1,000 for main street homes
  • Wood roofs acceptable with proper updates and treatment
  • LLC’s and Trusts acceptable as named insured
  • Vacation rentals can include premises liability and contents



Abram Interstate Insurance Services, Inc. is a California wholesale insurance broker (CMGA) that has licensing and expertise to place business in both admitted and non-admitted markets for personal lines insurance and commercial lines insurance in California and surrounding areas.

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