Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

Moving Season Means Vacant Homes Insurance Season | PL Product Highlight

Published on March 26, 2018

vacant property insurance wholesale broker Abram Interstate CA

Did you know the most common time during which people move in the U.S. is May-September? 

According to Move Matcher’s website, this is due to a number of reasons:

“Primarily, it is popular to move in the summer so that children do not have to leave school during the academic year. Additionally, in colder climates people prefer to move in the summer so they do not have to deal with [poor weather].”

But the vacancies will be starting soon with those who are trying to get a jump on getting their house on the market to sell.

Houses can be vacant for a number of reasons. An owner could’ve moved out but not sold the home yet. The house could be under renovation. It could be a rental property that is in between tenants. Or the owners could be on an extended vacation that warrants a vacancy long enough to need different insurance coverage.

Whatever the case for the vacancy, Homeowners or Commercial Property Insurance policies don’t extend to vacant dwellings or vacant properties, so when a vacancy occurs, your insurance customers need to know that a different coverage is needed.

To help you and your potential customers, here’s the info laid out to make it easy to understand what a vacant home policy entails.

WHAT COVERAGE IS OFFERED ON A VACANT HOME POLICY?

Abram Interstate wholesale vacant property insurance CA

Abram Interstate can help you offer the Vacant Property Insurance coverage that makes sense for your customers. This enables you to give them the best Vacant Property Policy specifically suited to their needs.

Vacant Dwelling Program

Basic form available. From $50,000 up to $3,000,000 TIV or $1,000,000 Total Coverage A.

  • All protection classes acceptable in programs
  • 3, 6, 9 or 12 month policies available.
  • Vacant Property
  • Vacant Land
  • Dwelling Fire
  • Builders Renovations
  • Ground up Course of Construction

Quote Vacant Property Online HERE.

Quote Vacant Land Online HERE.

New users contact marketing@abraminterstate.com to request a user name and password


Abram Interstate Insurance Services, Inc. is a California wholesale insurance broker (CMGA) that has licensing and expertise to place business in both admitted and non-admitted markets for personal lines insurance and commercial lines insurance in California and surrounding areas.

Quote Online Today.