Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

Nothing To Wine About | Liquor Store Insurance Product Highlight

Published on September 20, 2016

In the U.S., the liquor stores altogether are a $45.5 Billion industry. While many Insurance Agents might think of Bars & Nightclubs as being the primary go-to for liquor sales, places like grocery stores & convenience stores, along with traditional liquor stores make up a large portion of the total alcohol industry.

Think about it — it’s one of mankind’s longest-standing and best-seller consumer products — alcohol. And wherever it’s sold, people will go.


And wherever people drink alcohol, or sell alcohol, there is an inherent risk of something going wrong, and someone getting sued. Often lawsuits happen because of selling to intoxicated adults, or to underage minors. While all staff should be trained to avoid these scenarios, bars, liquor stores, and because of our liquor sales laws, even grocery stores and convenience stores in California have a higher exposure than other retail stores that do not sell liquor.

And because of that, sometimes grocery stores, convenience stores, or liquor stores can be hard to find the proper insurance coverage for in California. Luckily, with Abram Interstate, hard-to-place risks have a better chance of getting the coverage they actually need. You can be the insurance agent that makes that happen.

Liquor Store Insurance | Convenience Store Insurance | Grocery Store Insurance

Product Highlights:

  • General Liability & Property
  • Liquor Liability can be added or be written as a monoline policy for Liquor Stores
  • *Exclusions: No stores open 24-hrs, No stores with armed staff
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Abram Interstate Insurance Services, Inc. is a California wholesale insurance broker (CMGA) that has licensing and expertise to place business in both admitted and non-admitted markets for personal lines insurance and commercial lines insurance in California and surrounding areas.

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