Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

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Who Insures Your Mechanic? | Auto Repair Garage Insurance

Published on September 23, 2019

  Where do you take your car when you need a tune-up? Unless you do all of your own car work, many people tend to find an auto repair garage they trust, and they continue to go there indefinitely for their car needs. Many of these auto repair garages are small businesses, but even with that being the case, about a quarter of auto shops in the more »

Use This Risk Calculator for Your Customers | Personal Umbrella Insurance Product Highlight

Published on September 9, 2019

Did you know…? Last year there were 774,202 civil lawsuit cases filed in California. Of those, only one fifth of the cases were for small enough amounts to be considered “small claims” cases for reparations of $10,000 or less. Over 200,000 of those cases were seeking more than $25,000. California has been ranked in the top two most more »

California Cleaners Make Up Large Portion of National Industry | Janitorial Insurance Product Highlight

Published on August 26, 2019

Within the cleaning services industry, there are two main sectors: residential and commercial. Residential cleaning is usually handled by maid service companies, while in the commercial market, Janitorial Service Companies handle the cleaning. A janitorial company will usually take care of the office’s needs for carpet/floor care, window cleaning, more »

10% of CA Workforce Employed by Restaurants | Restaurant/Bar/Nightclub Insurance Product Highlight

Published on August 5, 2019

Not only does California grow and provide food for the rest of the country, we eat a lot of it too — not just at homes, but in restaurants.  Restaurants are a major part of California’s economy. Their tax revenues, the jobs they provide, and the ways they feed and are a part of people’s everyday lives make restaurants a staple in our state. Did more »

Hobby Farms Becoming More Popular | Farm & Ranch Insurance Product Highlight

Published on July 29, 2019

Between Millennials and retirees, hipsters and hippies, stay-at-home moms and DIY-ers, America is coming back to its locally-grown, hand-made, highly agricultural roots — even in cities. In the past 5-10 years there has been a huge up-tick in the number of people who are interested in trying their hand at raising their own livestock, growing more »

Influx of Need for Rentals, Increased Demand for LRO Insurance | Commercial Product Highlight

Published on July 9, 2019

In the wake of last years fires in Northern & Southern California, there is a surge of demand for properties available to rent in the nearby regions. Many homeowners with homes previously on the market in neighboring areas to the fires have changed their minds and are keeping the properties to rent to tenants in need. Commercial vacancies are in more »

Missed the webinar? Watch the recording now! | Equine Insurance Product Highlight

Published on June 12, 2019

Missed our webinar on Equine Insurance? Watch the recording now! Help your customers get the Equine Insurance and the Farm and Ranch Insurance coverage they need. Equine Insurance Product Highlights  Equine Mortality, Theft, Loss of use Major Medical (includes surgical) Out of Country Transportation with Mortality Most breeds & uses are eligible See more »

Who Insures Your Mechanic? | Auto Repair Garage Insurance

Published on May 27, 2019

  Where do you take your car when you need a tune-up? Unless you do all of your own car work, many people tend to find an auto repair garage they trust, and they continue to go there indefinitely for their car needs. Many of these auto repair garages are small businesses, but even with that being the case, about a quarter of auto shops in the more »

California Horses Still At Front of the Pack | Equine Insurance Product Highlight

Published on April 30, 2019

California has the 2nd highest number of horses in the country. During the last USDA survey completed in 2012, they recorded 3,621,348 horses owned by U.S. ranchers and farmers. CNBC reported on the survey findings, and they point out that the survey doesn’t include every horse that lives in the U.S. — of which there are an estimated 9 more »

Hobby Farms Becoming More Popular | Farm & Ranch Insurance Product Highlight

Published on March 12, 2019

Between Millennials and retirees, hipsters and hippies, stay-at-home moms and DIY-ers, America is coming back to its locally-grown, hand-made, highly agricultural roots — even in cities. In the past 5-10 years there has been a huge up-tick in the number of people who are interested in trying their hand at raising their own livestock, growing more »

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