Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

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Booze and Beauty – New Trends in Beauty Barber Nail (Plus – Earn Great Prizes NOW!) | Insurance Product Highlight

Published on December 17, 2018

Hair styles and nail trends aren’t the only things that change in beauty salons. The newest thing? Sipping on cocktails, beer and wine while getting your pampering and grooming services performed. As of 2017, laws have changed to allow nail salons, beauty salons, and barber shops to serve their customers complimentary alcoholic drinks. According more »

Why Your Customers Need Liquor Liability Insurance | Product Highlight

Published on December 3, 2018

Sometimes when they’re going through their bills or their budget, small business owners feel like they’re paying too much for insurance. They’ve sometimes got multiple policies, and they’re not really sure that they need all the insurance they have. In reality, though, many small businesses have holes in their coverage and they more »

Where To Place Those Tricky Home Risks | Homeowners Insurance Product Highlight

Published on November 27, 2018

Did you know…? By the end of August, 307,300 new and resale home transactions closed escrow in California so far this year (source). The Median house price on CA Resales is projected to be $525,000 Even though the Millenial generation is buying homes at an older age and slower pace than previous generations, we’re still seeing growth more »

Influx of Need for Rentals, Increased Demand for LRO Insurance | Commercial Product Highlight

Published on November 19, 2018

In the wake of the current fires burning in Northern & Southern California, there is a surge of demand for properties available to rent in the nearby regions. Many homeowners with homes on the market for sale in neighboring areas to the fires are changing their minds and are keeping the properties to rent to tenants in need. Commercial vacancies more »

California Real Estate Investors Need Lessor’s Risk Insurance | LRO Insurance Product Highlight

Published on September 17, 2018

  Being a property owner can be a lucrative investment — especially in California. With population increase on the rise in our beautiful state, real estate is becoming a better and better bet (with caution and wisdom of course). However, when you get into real estate investment property, you open yourself up to a load of liability, especially more »

California Orchards Produce More Than Rest of U.S. | Agribusiness Insurance Product Highlight

Published on May 14, 2018

Did you know…? California accounts for 65% of the U.S. non-citrus fruit and nut production, and 30% of the citrus production. California is the number one exporter of agricultural commodities in the U.S. AND over 90% of the U.S. tree nut production is harvested from Golden State orchards. With orchards being such a large part of California’s more »

3 Reasons Lessor’s Risk Insurance Is Necessary for Real Estate Owners | LRO Insurance Product Highlight

Published on April 9, 2018

Being a property owner can be a lucrative investment — especially in California. With population increase on the rise in our beautiful state, real estate is becoming a better and better bet (with caution and wisdom of course). However, when you get into real estate investment property, you open yourself up to a load of liability, especially in more »

California Leads The Industry When It Comes to Orchards | Agribusiness Insurance Product Highlight

Published on June 20, 2017

 Did you know…? California accounts for 65% of the U.S. non-citrus fruit and nut production, and 30% of the citrus production. California is the number one exporter of agricultural commodities in the U.S. California is the nation’s number one producer of tree nuts. AND over 90% of the U.S. tree nut production is harvested from Golden State more »

Insure Medical Facilities Today | Product Highlight

Published on May 30, 2017

Despite fluctuations with medical insurance coverage right now, the demand for health care is one that is not going away.  According to the last data gathered, California’s health care industry employed more than 1.3 million people.  Twenty percent of those were employed in nursing or residential care facilities, a third of them were employed more »

The Myth of the Key To Success | Business Tips for Insurance Agents

Published on May 25, 2017

There are dozens of articles and blog posts about the habits of the successful, and it can be easy to believe if we adopt those habits, we too will be successful. They talk about the ways that Steve Jobs, Einstein, Obama, and now Trump always dress(ed) the same everyday. Or how the poet Dylan Thomas always wrote in a garden shed, while Maya Angelou more »

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