Abram Interstate Insurance Services, Inc., CMGA

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Why High Value Homes in CA Have Such High Ticket Replacement Costs | Insurance Product Highlight

Published on September 25, 2018

There’s a great deal that goes into building a High Value Home, and because of that, there’s a great deal that goes into insuring it as well. First and foremost, these High Value Homes have more intricacies — custom finishes, specific materials and construction methods that make the replacement value higher. In California, it’s more »

Hobby Farms Becoming More Popular | Farm & Ranch Insurance Product Highlight

Published on August 20, 2018

Between Millennials and retirees, hipsters and hippies, stay-at-home moms and DIY-ers, America is coming back to its locally-grown, hand-made, highly agricultural roots — even in cities. In the past 5-10 years there has been a huge up-tick in the number of people who are interested in trying their hand at raising their own livestock, growing more »

Who Cleans Your Office? | Janitorial Insurance Product Highlight

Published on August 13, 2018

Within the cleaning services industry, there are two main sectors: residential and commercial. Residential cleaning is usually handled by maid service companies, while in the commercial market, Janitorial Service Companies handle the cleaning. In your Insurance Agency office, who handles the cleaning? Many (if not most) offices contract out this work more »

California Contractors Growing in Business | Commercial Insurance Product Highlight

Published on July 16, 2018

Did you know that the U.S. Construction industry has been having great growth over the past few years? Every year we consistently up our spending on construction projects in both the residential and commercial sides. More construction projects are also bringing a higher demand for contractors. Just three years ago, the Contractors State License more »

2 Things To Know When Insuring High Value Homes | PL Product Highlight

Published on June 19, 2018

  High Value Homeowner’s Insurance policies have more components than a typical personal lines homeowner insurance policy, which can explain why some of you (Insurance Agents) may be unsure about how or where to place these risks. It’s not just the expensive residences themselves that have more intricacies, custom finishes, specific materials more »

California Orchards Produce More Than Rest of U.S. | Agribusiness Insurance Product Highlight

Published on May 14, 2018

Did you know…? California accounts for 65% of the U.S. non-citrus fruit and nut production, and 30% of the citrus production. California is the number one exporter of agricultural commodities in the U.S. AND over 90% of the U.S. tree nut production is harvested from Golden State orchards. With orchards being such a large part of California’s more »

What to Know When Insuring High Value Homes | PL Product Highlight

Published on April 30, 2018

High Value Homeowner’s Insurance policies have more components than a typical personal lines homeowner insurance policy, which can explain why some of you (Insurance Agents) may be unsure about how or where to place these risks. It’s not just the expensive residences themselves that have more intricacies, custom finishes, specific materials and more »

Swimming Pool Contractors & Companies Experience Growth, Need Insurance | Commercial Insurance Product Highlight

Published on April 23, 2018

Submit Swimming Pool Companies Insurance Risks Now! Submission Requirements: Submit your completed forms to apps@abraminterstate.com ACORD 125 – Commercial Insurance Application ACORD 126 – General Liability ACORD 140 – Property Swimming Pool Supplemental Pool season has officially begun! In California we’re at the season when people more »

CA Hotel/Motel Industry Experiencing Steady Increase | Commercial Insurance Product Highlight

Published on April 2, 2018

It’s no secret that California is a vacation destination for millions, even for us who live here! Of the 268 million tourists that vacationed in California in 2017, about 75% of those were Californians (18% were Americans from other states, and 7% were international travelers). But even with that being the case, revenue is revenue, and so many more »

Lawn Care & Tree Trimmers for Spring | Commercial Insurance Product Highlight

Published on March 21, 2018

As of Tuesday, it is now officially Spring! That means Easter is around the corner, things are starting to turn green, and yard work/landscaping is getting put on many people’s to-do lists. And many of those people hire someone to come and do their lawn care, tree trimming, and other landscaping and yard maintenance for them. In fact, California more »

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