Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

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California Cleaners Make Up Large Portion of National Industry | Janitorial Insurance Product Highlight

Published on February 11, 2019

  Within the cleaning services industry, there are two main sectors: residential and commercial. Residential cleaning is usually handled by maid service companies, while in the commercial market, Janitorial Service Companies handle the cleaning. A janitorial company will usually take care of the office’s needs for carpet/floor care, window more »

Use This Risk Calculator for Your Customers | Personal Umbrella Insurance Product Highlight

Published on February 4, 2019

Did you know…? Last year there were 774,202 civil lawsuit cases filed in California. Of those, only one fifth of the cases were for small enough amounts to be considered “small claims” cases for reparations of $10,000 or less. Over 200,000 of those cases were seeking more than $25,000. California has been ranked in the top two most more »

10% of CA Workforce Employed by Restaurants | Restaurant/Bar/Nightclub Insurance Product Highlight

Published on January 20, 2019

Not only does California grow and provide food for the rest of the country, we eat a lot of it too — not just at homes, but in restaurants.  Restaurants are a major part of California’s economy. Their tax revenues, the jobs they provide, and the ways they feed and are a part of people’s everyday lives make restaurants a staple in our state. Did more »

Majority of CA Cars at Problematic Age | Garage Insurance Product Highlight

Published on January 14, 2019

Most people don’t think about where their local trustworthy auto repair garage is until they need one. But chances are, your community has more than a few. Why is that? Because we are a driving society, and where there are cars, there are also cars that need fixing. According to Consumer Reports, the average life expectancy of a new vehicle these more »

Hot Commercial Lines Insurance Risks Webinar – Watch & Quote Now!

Published on January 2, 2019

Wondering what’s hot in 2019? Missed our Hot Commercial Lines Products Webinar in the Fall? Catch up and watch the video now to learn about how and where to bind your commercial lines risks now! HOT COMMERCIAL PRODUCTS Click HERE to Download Webinar Presentation   Quote Commercial Lines Insurance Risks Now! Get a quote over the phone: 888-845-1626 OR more »

Booze and Beauty – New Trends in Beauty Barber Nail | Insurance Product Highlight

Published on December 17, 2018

Hair styles and nail trends aren’t the only things that change in beauty salons. The newest thing? Sipping on cocktails, beer and wine while getting your pampering and grooming services performed. As of 2017, laws have changed to allow nail salons, beauty salons, and barber shops to serve their customers complimentary alcoholic drinks. According more »

California Tree Trimmers Busy With Winter Work | Commercial Insurance Product Highlight

Published on December 10, 2018

We normally put landscaping to the back of our minds as the seasons shift toward the colder months in California. So it’s easy to overlook the fact that Tree Trimmers are just as active (in fact, more so) during the Fall and Winter months. 2 Reasons Why Tree Work Is Best Performed in Fall/Winter (source): It’s healthier for the trees to more »

Why Your Customers Need Liquor Liability Insurance | Product Highlight

Published on December 3, 2018

Sometimes when they’re going through their bills or their budget, small business owners feel like they’re paying too much for insurance. They’ve sometimes got multiple policies, and they’re not really sure that they need all the insurance they have. In reality, though, many small businesses have holes in their coverage and they more »

Where To Place Those Tricky Home Risks | Homeowners Insurance Product Highlight

Published on November 27, 2018

Did you know…? By the end of August, 307,300 new and resale home transactions closed escrow in California so far this year (source). The Median house price on CA Resales is projected to be $525,000 Even though the Millenial generation is buying homes at an older age and slower pace than previous generations, we’re still seeing growth more »

Construction Industry Is Growing – Insure Contractors & Win Prizes | Commercial Insurance Product Highlight

Published on November 5, 2018

Did you know that the U.S. Construction industry has been having great growth over the past few years? Every year we consistently up our spending on construction projects in both the residential and commercial sides. More construction projects are also bringing a higher demand for contractors. Just three years ago, the Contractors State License more »

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