Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

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Did you Know? | Incentive Product Highlight: Apartments

Published on August 2, 2016

Did you know? The last U.S. Census (2010) showed that there were almost 27 million rental housing structures with 2-50+ units in the country. UNITS IN STRUCTURE 2 to 4 units 8,347,000 5 to 9 units 5,515,000 10 to 19 units 5,240,000 20 to 49 units 3,707,000 50 or more units 3,905,000 16.8% of California’s population more »

5 Ways to Develop Successful Sales People | Business Tips for Insurance Agents

Published on June 16, 2016

photo credit: Final stretching via photopin (license) At the core of the insurance industry is the question: How good are you at selling what you have? It always comes back to sales because even if you have the best product on earth, and no one who wants to buy it, you’ll be left high and dry.  But how do you recruit the kind of people who are more »

What’s Covered on a Vacant Home Insurance Policy? | Product Highlight

Published on May 17, 2016

Houses can be vacant for a number of reasons. An owner could’ve moved out but not sold the home yet. The house could be under renovation. Maybe the owners decided to go to Paris for six months like they’ve always talked about doing. Whatever the case for the vacancy, that vacant home still needs insurance, and that’s something you more »

Calculate Their Risk | Cyber Liability Insurance Product Highlight

Published on April 19, 2016

Do you ever shop online or use your credit card to purchase things in person? Do you sign up for accounts using your personal information? Have you ever had to cancel your credit card because of fraudulent charges? Have you been involved in a class action lawsuit? Chances are you answered yes to one or all of those questions.   We live in a cyber more »

HOA & COA Insurance – Product Highlight

Published on March 29, 2016

photo credit: Terrace, Leeds via photopin (license) Thirty years ago, California had 7,000 Homeowners associations as more and more people started to move into condos, town homes and the like. Now in California, there are almost 50,000 community associations (homeowners associations and condominium owner associations), and approximately 10 million Californians more »

Is this one word weakening your message? Business Tips for Insurance Agents

Published on July 9, 2015

“I was just checking to see…” I’ve recently noticed myself using this phrase at the start of e-mails, text messages and phone calls when I need something from someone. Just checking to see if you had completed XYZ yet? Just checking to see if we were still on. Just checking to see if you could just send over that thing you were supposed to send more »

Don’t be like Justin H.’s agent – Help him insure older apartment buildings now.

Published on June 9, 2015

photo credit: 26 Dale Street S. St. Paul, MN USA via photopin (license) Justin H., a Real Estate investor logs onto a business forum to try to find help from people in similar shoes. He writes, I bought my first investment property a few months ago, a SFR. Starting to think about the next one now. I have all my personal lines of insurance (2 autos, more »

Becoming a Renting Society – Insure Apartments Now

Published on February 17, 2015

photo credit: Cali Condoze via photopin (license) As our society evolves and our economy continues to shift, there’s another shift taking place entirely: The places we live. Studies show that we are moving more and more to a renting society rather than an owning one when it comes to where we live. The National Apartments Association provides a helpful more »