Published on August 13, 2018
Within the cleaning services industry, there are two main sectors: residential and commercial. Residential cleaning is usually handled by maid service companies, while in the commercial market, Janitorial Service Companies handle the cleaning. In your Insurance Agency office, who handles the cleaning? Many (if not most) offices contract out this work … more »
Published on September 25, 2017
Enter the semi-new phenomenon of “Paint & Sip” venues. Couples go there on date nights. Friends go together for a fun night out. Even families enjoy this unique rising trend for evening fun (if everyone is 21+). You show up and an instructor walks you through how to paint the model art piece for the evening, and you get to drink … more »
Published on August 17, 2017
How well do you tell your company story? You should be telling your story in every way you can. Be it at the bar, at a networking event, as you prospect for new insurance customers, on your website, and in your advertising. Whether you’re aware of it or not, you’re already giving some version of your story in those places, but let’s … more »
Published on May 16, 2017
Though the taxes on gas just heightened, the last couple years have been good to us across the country with lower gas prices. People have been sharing their low gas prices on social media, and taking more driving trips than they were prone to before. With our recent increase in tax, you and your neighbors may groan, but when it drops next, trends show … more »
Published on April 18, 2017
Who needs Professional Liability Insurance? Any profession whose services or product may pose a risk to their recipients if something went wrong. Even aside from the big ones that first come to mind (doctor’s malpractice insurance, lawyers, etc.), there are many professions with exposures that could leave them reeling if they don’t have … more »
Published on January 3, 2017
photo credit: A Touch Above Spa via photopin (license) Living in the U.S.’s Nail Salon capital, here are some stats on the industry and on our wholesale nail salon insurance market. California has more Nail techs than any other state by far. According to Nails Mag Big book, nail salon services were a $8.5 billion industry last year. In California, … more »
Published on November 8, 2016
Where do you take your car when you need a tune-up? Unless you do all of your own car work, many people tend to find an auto repair garage they trust, and they continue to go there indefinitely for their car needs. Many of these auto repair garages are small businesses, but even with that being the case, about a quarter of auto shops in the country … more »
Published on November 1, 2016
We’ve talked here before about how valuable an investment umbrella insurance policies can be for your customers. They go above and beyond their existing policy limits, and in a litigious state like California, it’s a no-brainer. The amount of additional coverage your customers get for the low additional premium adds an entire new level … more »
Published on August 16, 2016
Did you know…? The U.S. spends $420 Billion on food and alcohol sales at bars and nightclubs each year (source). The bar and nightclub industry is one that we can’t afford to ignore. AND, they can’t afford to go without the proper Bar and Nightclub Insurance coverage. Many small businesses have holes in their insurance coverage … more »
Published on June 7, 2016
photo credit: via photopin (license) Mark Twain once said, “Clothes make the man.” It’s one of our four basic needs: Water, Food, Clothing, Shelter. And among all the states, California has the highest concentration of fashion designers. The last time the U.S. Bureau of labor statistics reported on the topic in 2011, New York state was … more »
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