Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

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Hobby Farms Becoming More Popular | Farm & Ranch Insurance Product Highlight

Published on August 20, 2018

Between Millennials and retirees, hipsters and hippies, stay-at-home moms and DIY-ers, America is coming back to its locally-grown, hand-made, highly agricultural roots — even in cities. In the past 5-10 years there has been a huge up-tick in the number of people who are interested in trying their hand at raising their own livestock, growing more »

Average Wedding Costs Continue to Rise | Wedding Insurance Product Highlight

Published on May 7, 2018

The average cost of a U.S. wedding is between $29K-$31K. And in California cities in the bay area are even higher, according to weddingstats.org: In terms of wedding budgets, a wedding insurance policy’s premium is a minuscule price to pay for peace of mind and coverage for if things go wrong in a number of ways. Sometimes plans change: Weddings more »

Expect 6 Million Proposals This Week | Wedding Insurance Product Highlight

Published on February 12, 2018

6 million people expect or are planning a proposal on Valentine’s day. In fact, according to a study conducted by wedding expert company, The Knot, almost 40% of couples get engaged each year in what they call “proposal season,” between Thanksgiving time in November and Valentines Day mid-February. On average, wedding engagements more »

When cleaning goes wrong | Janitorial Services Insurance Highlight

Published on September 7, 2017

Any time a business is going into other people’s spaces, you have inherently more risk involved. For janitorial services, they have exposures like any business owner that they need covered by insurance — General Liability, coverage for their equipment, etc. But then they operate not on their own property, but in other peoples homes, offices, and more »

Restaurant Insurance: A big deal or YOUR big deal? | Product Highlight

Published on July 18, 2017

Have you ever stopped to think about how big a part Restaurants play in our society? They are a part of many people’s everyday lives at home, and they are always a factor for when we travel. One third of every guide book is dedicated to “Where to eat in ____,” so if you’re not insuring many restaurants yet, it may be time to more »

1 (Easy!) Step to Boost Productivity | Business Tips for Insurance Agents

Published on July 13, 2017

It might sound improbable to say that setting aside time each week to stop doing tasks could actually make you more productive. But hear us out. Building a regular weekly review into your regime can give you the kind of focus and big-picture orientation that will actually free up your time and help you to more efficiently work toward and meet your more »

How to Approach Small Business Owners | Tips for Insurance Agents

Published on June 1, 2017

Small businesses are the bread and butter of our commercial lines products we have available for Insurance Agents like yourself. Many of you are also small business owners, so you understand a lot of what it is your prospective clients face. You’ll also know that small businesses can be hard to sell to. They’re always busy,  the owners more »

Insure Medical Facilities Today | Product Highlight

Published on May 30, 2017

Despite fluctuations with medical insurance coverage right now, the demand for health care is one that is not going away.  According to the last data gathered, California’s health care industry employed more than 1.3 million people.  Twenty percent of those were employed in nursing or residential care facilities, a third of them were employed more »

Hobby Farms On The Rise | Farm & Ranch Insurance Product Highlight

Published on May 23, 2017

Between hipsters and hippies, millenials and retirees, stay-at-home moms and DIY-ers, America is coming back to its locally-grown, hand-made, highly agricultural roots — even in cities. In the past 5-10 years there has been a huge up-tick in the number of people who are interested in trying their hand at raising their own livestock, growing their more »

The Things That Fuel Us| Product Highlight Gas Station, Convenience Store, & Liquor Store Insurance

Published on May 16, 2017

Though the taxes on gas just heightened, the last couple years have been good to us across the country with lower gas prices. People have been sharing their low gas prices on social media, and taking more driving trips than they were prone to before. With our recent increase in tax, you and your neighbors may groan, but when it drops next, trends show more »

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