Abram Interstate Insurance Services, Inc., CMGA

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Why High Value Homes in CA Have Such High Ticket Replacement Costs | Insurance Product Highlight

Published on September 25, 2018

There’s a great deal that goes into building a High Value Home, and because of that, there’s a great deal that goes into insuring it as well. First and foremost, these High Value Homes have more intricacies — custom finishes, specific materials and construction methods that make the replacement value higher. In California, it’s more »

2 Things To Know When Insuring High Value Homes | PL Product Highlight

Published on June 19, 2018

  High Value Homeowner’s Insurance policies have more components than a typical personal lines homeowner insurance policy, which can explain why some of you (Insurance Agents) may be unsure about how or where to place these risks. It’s not just the expensive residences themselves that have more intricacies, custom finishes, specific materials more »

What to Know When Insuring High Value Homes | PL Product Highlight

Published on April 30, 2018

High Value Homeowner’s Insurance policies have more components than a typical personal lines homeowner insurance policy, which can explain why some of you (Insurance Agents) may be unsure about how or where to place these risks. It’s not just the expensive residences themselves that have more intricacies, custom finishes, specific materials and more »

Don’t Be Afraid to Write High Value Homes — Product Highlight

Published on June 6, 2017

When it comes to writing high net-worth business, High Value Homeowner’s Insurance coverage is one of the most important products. Sometimes these policies can be complicated for Insurance Agents to understand and feel comfortable with, though, because they   High Value Homeowner’s Insurance policies have more components than a typical personal more »

Homeowners replacement cost estimates: Learn from an expert

Published on May 5, 2015

Nearly five years on from the passage of state regulations that tightened underwriting guidelines for replacement cost estimates on homes, the new standards are still giving the industry cause for pause. The text added to the California Code of Regulations created standards for real estate appraisers who estimate replacement costs for insurance purposes more »