Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

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Tips for Protecting Vacant Homes | Personal Lines Insurance Product Highlight

Published on October 1, 2018

As the summer moving season is drawing to a close, the stragglers remain — the houses that families have moved out of, but are still on the market, sitting vacant as they wait.  But those aren’t the only vacant homes out there right now. Houses can be vacant for a number of reasons. The house could be under renovation. It could be more »

Why High Value Homes in CA Have Such High Ticket Replacement Costs | Insurance Product Highlight

Published on September 25, 2018

There’s a great deal that goes into building a High Value Home, and because of that, there’s a great deal that goes into insuring it as well. First and foremost, these High Value Homes have more intricacies — custom finishes, specific materials and construction methods that make the replacement value higher. In California, it’s more »

2 Things To Know When Insuring High Value Homes | PL Product Highlight

Published on June 19, 2018

  High Value Homeowner’s Insurance policies have more components than a typical personal lines homeowner insurance policy, which can explain why some of you (Insurance Agents) may be unsure about how or where to place these risks. It’s not just the expensive residences themselves that have more intricacies, custom finishes, specific materials more »

What to Know When Insuring High Value Homes | PL Product Highlight

Published on April 30, 2018

High Value Homeowner’s Insurance policies have more components than a typical personal lines homeowner insurance policy, which can explain why some of you (Insurance Agents) may be unsure about how or where to place these risks. It’s not just the expensive residences themselves that have more intricacies, custom finishes, specific materials and more »

Moving Season Means Vacant Homes Insurance Season | PL Product Highlight

Published on March 26, 2018

Did you know the most common time during which people move in the U.S. is May-September?  According to Move Matcher’s website, this is due to a number of reasons: “Primarily, it is popular to move in the summer so that children do not have to leave school during the academic year. Additionally, in colder climates people prefer to move more »

When Homeowners Insurance Doesn’t Cut It | Vacant Homes Insurance Product Highlight

Published on November 28, 2017

Houses can be vacant for a number of reasons. An owner could’ve moved out but not sold the home yet. The house could be under renovation. Maybe the owners decided to go to Paris for six months like they’ve always talked about doing. Whatever the case for the vacancy, Homeowners or Commercial Property Insurance policies don’t extend to vacant more »

Don’t Be Afraid to Write High Value Homes — Product Highlight

Published on June 6, 2017

When it comes to writing high net-worth business, High Value Homeowner’s Insurance coverage is one of the most important products. Sometimes these policies can be complicated for Insurance Agents to understand and feel comfortable with, though, because they   High Value Homeowner’s Insurance policies have more components than a typical personal more »

What’s Hot in Personal Lines | Product Highlights

Published on May 2, 2017

What’s Hot: Personal Lines High Value Homeowners Insurance Limits from $1,000,000 to $50,000,000 HO-3 form with extended replacement cost 70% personal effects coverage Wrap around policies and more! Hard to Place Home Insurance Homes in high fire / brush zones Homes with prior losses Older homes and more! Main Street Home Insurance Preferred more »

Where to Place a Canceled Home? | Hard To Place Homeowners Insurance

Published on April 25, 2017

If you’re an Insurance Agent in the Personal Lines Insurance business, you’ve probably dealt with the customer who had their Homeowners policy canceled and both of you may not know where to turn next. For You: We have great wholesale Homeowners Insurance products that you can offer to your customer, including some of those hard to place homes with more »

CA dominates the Expensive Housing Markets List – Insure high value homes now

Published on November 22, 2016

Did you know? California has 12 of the top 20 most expensive housing markets in the U.S. according to BusinessInsider.com. Chances are, if you’re an insurance agent in or near any of these areas, you could use our high value homeowners insurance product to get your customers the coverage they need. See specs on the products below. But in the more »

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