Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

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Hobby Farms Becoming More Popular | Farm & Ranch Insurance Product Highlight

Published on March 12, 2019

Between Millennials and retirees, hipsters and hippies, stay-at-home moms and DIY-ers, America is coming back to its locally-grown, hand-made, highly agricultural roots — even in cities. In the past 5-10 years there has been a huge up-tick in the number of people who are interested in trying their hand at raising their own livestock, growing more »

Lawn Care & Tree Trimmers for Spring | Commercial Insurance Product Highlight

Published on March 4, 2019

Spring is right around the corner, we’re getting our ‘April Showers’ early, and before we know it everything will be green and yard work/landscaping will be on everyone’s to-do lists. Many people will be hiring someone to come and do their lawn care, tree trimming, and other landscaping and yard maintenance for them. In fact, more »

First Comes Love, Then Comes Wedding Insurance | Commercial Lines Product Highlight

Published on February 19, 2019

6 million people planned a marriage proposal on Valentine’s day. According to a 2017 study by diamond retailer James Allen, Millennials in particular are fond of Valentine’s Day proposals:  The study reports 43% of millennials chose Valentine’s Day as their top choice of day to propose or be proposed to. Millennials aren’t more »

California Cleaners Make Up Large Portion of National Industry | Janitorial Insurance Product Highlight

Published on February 11, 2019

  Within the cleaning services industry, there are two main sectors: residential and commercial. Residential cleaning is usually handled by maid service companies, while in the commercial market, Janitorial Service Companies handle the cleaning. A janitorial company will usually take care of the office’s needs for carpet/floor care, window more »

10% of CA Workforce Employed by Restaurants | Restaurant/Bar/Nightclub Insurance Product Highlight

Published on January 20, 2019

Not only does California grow and provide food for the rest of the country, we eat a lot of it too — not just at homes, but in restaurants.  Restaurants are a major part of California’s economy. Their tax revenues, the jobs they provide, and the ways they feed and are a part of people’s everyday lives make restaurants a staple in our state. Did more »

California Tree Trimmers Busy With Winter Work | Commercial Insurance Product Highlight

Published on December 10, 2018

We normally put landscaping to the back of our minds as the seasons shift toward the colder months in California. So it’s easy to overlook the fact that Tree Trimmers are just as active (in fact, more so) during the Fall and Winter months. 2 Reasons Why Tree Work Is Best Performed in Fall/Winter (source): It’s healthier for the trees to more »

Influx of Need for Rentals, Increased Demand for LRO Insurance | Commercial Product Highlight

Published on November 19, 2018

In the wake of the current fires burning in Northern & Southern California, there is a surge of demand for properties available to rent in the nearby regions. Many homeowners with homes on the market for sale in neighboring areas to the fires are changing their minds and are keeping the properties to rent to tenants in need. Commercial vacancies more »

Construction Industry Is Growing – Insure Contractors & Win Prizes | Commercial Insurance Product Highlight

Published on November 5, 2018

Did you know that the U.S. Construction industry has been having great growth over the past few years? Every year we consistently up our spending on construction projects in both the residential and commercial sides. More construction projects are also bringing a higher demand for contractors. Just three years ago, the Contractors State License more »

Tips for Protecting Vacant Homes | Personal Lines Insurance Product Highlight

Published on October 1, 2018

As the summer moving season is drawing to a close, the stragglers remain — the houses that families have moved out of, but are still on the market, sitting vacant as they wait.  But those aren’t the only vacant homes out there right now. Houses can be vacant for a number of reasons. The house could be under renovation. It could be more »

Why High Value Homes in CA Have Such High Ticket Replacement Costs | Insurance Product Highlight

Published on September 25, 2018

There’s a great deal that goes into building a High Value Home, and because of that, there’s a great deal that goes into insuring it as well. First and foremost, these High Value Homes have more intricacies — custom finishes, specific materials and construction methods that make the replacement value higher. In California, it’s more »

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