Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

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California Tree Trimmers Busy With Winter Work | Commercial Insurance Product Highlight

Published on December 10, 2018

We normally put landscaping to the back of our minds as the seasons shift toward the colder months in California. So it’s easy to overlook the fact that Tree Trimmers are just as active (in fact, more so) during the Fall and Winter months. 2 Reasons Why Tree Work Is Best Performed in Fall/Winter (source): It’s healthier for the trees to more »

Influx of Need for Rentals, Increased Demand for LRO Insurance | Commercial Product Highlight

Published on November 19, 2018

In the wake of the current fires burning in Northern & Southern California, there is a surge of demand for properties available to rent in the nearby regions. Many homeowners with homes on the market for sale in neighboring areas to the fires are changing their minds and are keeping the properties to rent to tenants in need. Commercial vacancies more »

Construction Industry Is Growing – Insure Contractors & Win Prizes | Commercial Insurance Product Highlight

Published on November 5, 2018

Did you know that the U.S. Construction industry has been having great growth over the past few years? Every year we consistently up our spending on construction projects in both the residential and commercial sides. More construction projects are also bringing a higher demand for contractors. Just three years ago, the Contractors State License more »

Tips for Protecting Vacant Homes | Personal Lines Insurance Product Highlight

Published on October 1, 2018

As the summer moving season is drawing to a close, the stragglers remain — the houses that families have moved out of, but are still on the market, sitting vacant as they wait.  But those aren’t the only vacant homes out there right now. Houses can be vacant for a number of reasons. The house could be under renovation. It could be more »

Why High Value Homes in CA Have Such High Ticket Replacement Costs | Insurance Product Highlight

Published on September 25, 2018

There’s a great deal that goes into building a High Value Home, and because of that, there’s a great deal that goes into insuring it as well. First and foremost, these High Value Homes have more intricacies — custom finishes, specific materials and construction methods that make the replacement value higher. In California, it’s more »

California Real Estate Investors Need Lessor’s Risk Insurance | LRO Insurance Product Highlight

Published on September 17, 2018

  Being a property owner can be a lucrative investment — especially in California. With population increase on the rise in our beautiful state, real estate is becoming a better and better bet (with caution and wisdom of course). However, when you get into real estate investment property, you open yourself up to a load of liability, especially more »

Hobby Farms Becoming More Popular | Farm & Ranch Insurance Product Highlight

Published on August 20, 2018

Between Millennials and retirees, hipsters and hippies, stay-at-home moms and DIY-ers, America is coming back to its locally-grown, hand-made, highly agricultural roots — even in cities. In the past 5-10 years there has been a huge up-tick in the number of people who are interested in trying their hand at raising their own livestock, growing more »

Who Cleans Your Office? | Janitorial Insurance Product Highlight

Published on August 13, 2018

Within the cleaning services industry, there are two main sectors: residential and commercial. Residential cleaning is usually handled by maid service companies, while in the commercial market, Janitorial Service Companies handle the cleaning. In your Insurance Agency office, who handles the cleaning? Many (if not most) offices contract out this work more »

California Contractors Growing in Business | Commercial Insurance Product Highlight

Published on July 16, 2018

Did you know that the U.S. Construction industry has been having great growth over the past few years? Every year we consistently up our spending on construction projects in both the residential and commercial sides. More construction projects are also bringing a higher demand for contractors. Just three years ago, the Contractors State License more »

Summer Is for Vacation (Homes) | Dwelling Fire Product Highlight

Published on July 10, 2018

Did you know… California has 239,062 Seasonal/Vacation Homes? (source) Summer is here, kids are out of school, and families are vacationing. Many of them are stealing away to their second homes, or dreaming about owning that vacation home they’ve always wanted. These are the customers who need you to secure our Dwelling Fire insurance more »

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