Abram Interstate Insurance Services, Inc., CMGA

Helping Independent Insurance Agents Since 1996

Anybody home? | Vacant Property Insurance

Published on March 14, 2017

Wholesale vacant property home insurance CA

Properties can become vacant for many reasons. Homeowners may have it for sale, a landlord may be between tenants, the house may be being used for an estate sale, or the property could be under renovation. Whatever reason for the vacancy though, vacant property insurance is necessary.

Homeowners or commercial property insurance policies don’t extend to vacant dwellings or vacant properties, so when a vacancy occurs, your insurance customers need to know that a different coverage is needed.

Abram Interstate has an impressive market for vacant property insurance for your customers in such a situation, though. Quote your risks below! (Click here to read our post on what’s covered in a vacant home policy.)

Plus here are some tips to pass on to your customers with vacant properties to help avoid a loss during the vacancy:

For a home that’s for sale or temporarily under renovation:

  • Put a sign rider on top of the For Sale sign that says “By Appointment Only” or “Do Not Disturb Occupant.”
  • Check on the home daily and pick up mail on the steps.
  • Ask a neighbor to park a car in the driveway.

For a home or property that’s vacant for any reason:

  • Install security lights that are activated by motion.
  • Set up a lamp on a timer to go on and off at specified times during the day.
  • Use a security alarm.


Vacant Property Insurance Highlights:


• Buildings secured against unauthorized entry

• No buildings condemned or scheduled for demolition

• No coverage for buildings in distressed areas

• No coverage for buildings with existing damage


Why Should You Use Abram Interstate for Your Vacant Properties

• Servicing a real market “need”

• Competitively priced

• Exceptional commissions

• Instant coverage options & price indications

• Immediate binding and policy issuance

• Intuitive process-Simple to use

• Automated processing minimizes human error hence reduction in E&O exposure


Send in your submission today! Links to quote below:

Click on a product to begin. New users contact marketing@abraminterstate.com to request a user name and password:

 Abram Interstate Insurance Services, Inc. is a California wholesale insurance broker (CMGA) that has licensing and expertise to place business in both admitted and non-admitted markets for Personal Lines Insurance, Commercial Lines Insurance, and Agribusiness Insurance in California and surrounding areas.

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